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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2500 reviews)

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4.87

Based on 2,500 reviews, last reviewed 27th Jan 2026

1500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Easy to use app and easy to access Easy to use app and easy to access Reviewed on: 27th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2500)

Review of the RCI Bank, Fixed Term Savings Account:

Excellent bank

Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Very good interest rate.

Very good interest rate. Excellent on line systems, very easy to set up use to link to current account, Reviewed on: 27th January 2026

Simple, there is never a negative experience with RC...

Simple, there is never a negative experience with RCI Bank. Reviewed on: 27th January 2026

Very good bank

Always very helpful. Good interest rates Reviewed on: 27th January 2026

Great experience

Everything always goes smoothly and on the odd occasion I've need advice it was easy to get through Reviewed on: 27th January 2026

Have 2 fixed savings accounts with good interest rates

Have 2 fixed savings accounts with good interest rates Reviewed on: 27th January 2026

Excellent rates and app.

Excellent rates and app. Efficient contact also Reviewed on: 27th January 2026

Always been excellent to deal with

Always been excellent to deal with Reviewed on: 27th January 2026

Amazing never had any issues.

Amazing never had any issues. Nothing to complain about. Reviewed on: 27th January 2026

Highly recommend RCI Bank

Very intuitive app. Very helpful staff. Competitive interest rates Reviewed on: 27th January 2026

Excellent customer service

Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as yearly which many banks don't do. Reviewed on: 13th June 2025

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