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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,537 reviews, last reviewed 20th Mar 2026
98600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Supportive customer service and great products It has been so reassuring to have such an excellent Customer Service team available at the end of a phone and the interest rates offered by RCI are al... Read more Reviewed on: 20th March 2026
Denise B's avatar
Denise B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3537)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to set up and excellent rates

5
Easy to set up and excellent rates Reviewed on: 21st March 2025

Easy website to navigate, and phone calls answered q...

5
Easy website to navigate, and phone calls answered quickly. I feel appreciated as a customer. Reviewed on: 21st March 2025

First time using RCI Bank.

5
This is the first time that I have used RCI Bank, they had good competitive interest rates, opening the account was relatively easy and confirmation of account opening was swift. This gave me confidence that the Bank is managed well and that my investment is safe and in good hands. Reviewed on: 21st March 2025

Good communication, easy to set up and manage online

5
Good communication, easy to set up and manage online Reviewed on: 21st March 2025

Extremely efficient, excellent service - with some o...

5
Extremely efficient, excellent service - with some of the best returns available. Reviewed on: 21st March 2025

Easy and clear to understand.

5
Easy and clear to understand. The simplicity of the offered product is great and the customer service is outstanding. Reviewed on: 21st March 2025

Competitive interest rates.

4
Competitive interest rates. Online banking. Ease of use Reviewed on: 21st March 2025

Good value.

5
Good value. Easy to open and maintain. Reviewed on: 21st March 2025

An easy to open bank account

5
A straightforward easy to open bank account offering competitive savings rates. Reviewed on: 21st March 2025

Call centre is helpful and knowledgable.

5
Call centre is helpful and knowledgable. Reviewed on: 21st March 2025

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