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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,538 reviews, last reviewed 20th Mar 2026
98700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

On line banking clear and easy to understand. On line banking clear and easy to understand. Haven't had the need to ring recently, but in the past all queries have been dealt with. Reviewed on: 20th March 2026
Retired's avatar
Retired

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3538)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Call centre is helpful and knowledgable.

5
Call centre is helpful and knowledgable. Reviewed on: 21st March 2025

Best rates

5
Always best rates & easy to run . Web site simple to negotiate & access to funds instant Reviewed on: 21st March 2025

Satisfactory and good value.

5
Satisfactory and good value. Easy to understand Reviewed on: 21st March 2025

Secure banking

5
Good banking interface. Secure and easy to use Reviewed on: 21st March 2025

Simple to use

5
Very easy to administer - no problems experienced Reviewed on: 21st March 2025

Easy to use

5
Easy to use website good customer service Reviewed on: 21st March 2025

Had an account mature, replaced it.

5
Had an account mature, replaced it with another account and the transfer was done without any problems. Reviewed on: 21st March 2025

Excellent customer service.

5
Excellent customer service. Account was very easy to open online, seemless service. Got all required account information delivered in an easy to understand format. Interest rate offered was very competitive and time period for fixed rate bond suited my needs perfectly. Reviewed on: 20th March 2025

Rates matter most

5
Service is. Great but interest rates is top priority Reviewed on: 20th March 2025

Good interest rates.

5
Good interest rates... And various options as well Reviewed on: 20th March 2025

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