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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3541 reviews)

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4.89

Based on 3,541 reviews, last reviewed 20th Mar 2026

99000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3541)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good value and efficiency

The interest rates are competitive and the online experience is quick and efficient. Reviewed on: 15th March 2025

Very easy to access and use the bank online.

Very easy to access and use the bank online. Reliable looking after my money and will reinvest with them when the fixed term has finished. At the time of starting this account had competitive rates. Reviewed on: 15th March 2025

Reliable, good rates and good communication.

Reliable, good rates and good communication. I have used them several times. Reviewed on: 15th March 2025

Good customer service with good saving accounts.

Good customer service with good saving accounts. Agent resolved my queries effectively. Reviewed on: 14th March 2025

RCI great experience .

Easy on line process and amazing phone line advice.Calls are answered within 1 minute which is unheard off and so refreshing. Reviewed on: 14th March 2025

Easy to use website, simple explanations and good co...

Easy to use website, simple explanations and good communication Reviewed on: 14th March 2025

RCI - an excellent bank to deal with.

I find RCI an excellent bank to deal with. Good range of savings products, competitive interest rates and security online Reviewed on: 14th March 2025

Good rate af interest and easy to use app

Good rate af interest and easy to use app Reviewed on: 13th March 2025

Always keep you updated for your Options

Always keep you updated for your Options Reviewed on: 13th March 2025

The bank is always the first to increase interest ra...

The bank is always the first to increase interest rates on savings and also only decreases after the other have and considerably better rates Reviewed on: 13th March 2025

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