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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3544 reviews)

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4.89

Based on 3,544 reviews, last reviewed 21st Mar 2026

99300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open account and good rate of interest. Easy to open account and good rate of interest. Managing the account online is easy too. Reviewed on: 21st March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3544)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Informative & helpful service

Keep customers well informed about what is happening & staff are excellent should you need to contact them. Interest rates are usually good. Reviewed on: 12th March 2025

Competitive interest rate.

Competitive interest rate. Straightforward application to open account. Reviewed on: 12th March 2025

Easy, quick & great rates

Easy account set up and quick responses to queries, plus great interest rates in comparison to others currently on the market. Reviewed on: 12th March 2025

The best ever Banking Team

We have been with RCI for a long time and always had really professional , honest advice with incredible charm that always helps any difficult questions ! Reviewed on: 12th March 2025

Great service

Great service, easy access to accounts, good rates of interest Reviewed on: 12th March 2025

Excellent rates on an easy to use site.

Have found that RCI Bank offer excellent rates with the option of monthly interest payments which are an advantage for anyone looking to increase their income month on month. The accounts are easy to set up; with notifications of payments and the maturity options are always great for loyal customers. The few times I have had to call the matter in question was resolved professionally and quickly. Reviewed on: 12th March 2025

Efficient better than competitors.

Efficient better than competitors. Now delay in replying to queries Reviewed on: 12th March 2025

Easy to set up account with helpful staff.

Easy to set up account with helpful staff. Reviewed on: 12th March 2025

This is my third year of saving with RCI.

This is my third year of saving with RCI. I am very happy with the way my account is handled. Any queries are dealt with professionally and I am kept up-to-date with any necessary information. Reviewed on: 12th March 2025

Impressive RCI Bank

I am very happy to invest and save my money with RCI Bank. I was impressed with the ease of opening the account. I would not hesitate to recommend this bank. Reviewed on: 12th March 2025

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