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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,544 reviews, last reviewed 21st Mar 2026
99300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open account and good rate of interest. Easy to open account and good rate of interest. Managing the account online is easy too. Reviewed on: 21st March 2026
Stephen M's avatar
Stephen M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3544)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great savings products and superb customer service

5
Great savings products and superb customer service Reviewed on: 12th March 2025

website easy to navigate, excellent communication.

5
website easy to navigate, excellent communication. Reviewed on: 12th March 2025

RCI Bank offer a good banking experience.

5
RCI Bank offer a good banking experience, with an easy to access and use online banking facility. Reviewed on: 12th March 2025

Very easy to find the service I wanted and easy to t...

5
Very easy to find the service I wanted and easy to then invest. They promtly responded to getting my payment. Reviewed on: 12th March 2025

Rates are competitive and communication prompt.

5
Rates are competitive and communication prompt. Reviewed on: 12th March 2025

Everything you would want from an online savings bank.

5
Everything you would want from an online savings bank. Reviewed on: 12th March 2025

Very good savings rates and service

5
Very good savings rates and service Reviewed on: 12th March 2025

A good choice

5
Very helpful staff and online banking is straightforward. Reviewed on: 12th March 2025

One of the good ones

5
In a crowded market, I've only ever had a positive experience with RCI bank. One of the good ones! Reviewed on: 12th March 2025

Excellent rates and incomparable customer service.

5
Excellent rates and incomparable customer service. Efficient app makes investing straightforward and they keep one updated with emails. Reviewed on: 12th March 2025

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