Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,545 reviews, last reviewed 21st Mar 2026
99400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026
Alison H's avatar
Alison H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3545)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Over looked

5
I have had no problems what so ever and we forget or over look the good service at times. Reviewed on: 11th March 2025

No issues what so ever great experience

5
No issues what so ever great banking experience Reviewed on: 11th March 2025

Safe, easy to access and good interest rates.

5
Safe, easy to access and good interest rates. Reviewed on: 11th March 2025

Good rates.

4
Good rates. Easy to open an account and make transactions Logging in is it and miss. Reviewed on: 11th March 2025

Generally good

5
Fast, responsive and effective customer service plus very polite and friendly. Appreciate clear and informative emails even if they concern a reduction in interest rates! Bonds usually competitive as is savings account . Pity there are no ISAS Reviewed on: 11th March 2025

Great Bank

5
I’ve never had any problems with RCI Banks and customer service is second to none. Reviewed on: 11th March 2025

Easy to deal with .

5
Easy to deal with . No issues at all and a good rate of interest. Reviewed on: 11th March 2025

Easy to use good rates!

5
Easy to use good rates! What more can you ask for Reviewed on: 11th March 2025

Very good online service.

5
Very good online service. Excellent website, easy to use. Reviewed on: 11th March 2025

Website just works, never any problems signing in on...

5
Website just works, never any problems signing in on navigating the sitr Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10625 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 837 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products