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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3546 reviews)

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4.89

Based on 3,546 reviews, last reviewed 22nd Mar 2026

99500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and very helpfull advisor Easy to open and very helpfull advisor Reviewed on: 22nd March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3546)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good fixed rate investment offered

Good fixed rate investment offered Reviewed on: 11th March 2025

Easy to use , good service.

Easy to use , good service. Phone APP easy to use and has all the information i need Reviewed on: 11th March 2025

A superb Bank with great investment options

I have saved with RCI on numerous occasions for Fixed Term Bonds. So easy to set up, clear policies and superb efficiency of payments. Thoroughly recommend RCI. Reviewed on: 11th March 2025

Good - all round

Website is very easy to navigate - unlike that of some banks! - and on the once occasion I needed to call, staff very helpful. Interest rates are comparable and I like the speed with which withdrawals appear in my current account Reviewed on: 11th March 2025

Good communication and security .

Good communication and security .wouldn’t hesitate to recommend to friends and family Reviewed on: 11th March 2025

Easy application and good rates

The savings accounts are easy to apply for, the correspondence from them is always clear, and the website is clear too. I appreciate the fixed savings rates, which have recently been near the top of the comparison tables. Reviewed on: 11th March 2025

RCI - a friendly bank

RCI offers consistent competitive rates; is easy to use online and provides updates as to what is happening when rates change. I find their approach quite friendly. Reviewed on: 11th March 2025

Excellent interest rate.

Excellent interest rate. Easy to follow account details on website and easy to navigate on website. Good communication from the bank. Reviewed on: 11th March 2025

Communication

Regular updates, clearly presented. Other banks should take note Reviewed on: 11th March 2025

This is a bank great for savers.

This is a bank great for savers. With an easy access account too. The savings accounts offer great interest rates, and the easy access account also offers quite acceptable interest rates. The online banking and the mobile apps are easy to use and are very clear in what they tell you. Reviewed on: 11th March 2025

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