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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,548 reviews, last reviewed 23rd Mar 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026
Graham Robinson's avatar
Graham Robinson

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3548)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great Interest rates, and very easy to use App.

5
Great Interest rates, and very easy to use App. Reviewed on: 11th March 2025

Superb products, great website/app, and excellent cu...

5
Superb products, great website/app, and excellent customer service Reviewed on: 11th March 2025

very secure and easy to use website; no issues at al...

5
very secure and easy to use website; no issues at all since I opened savings accounts last year Reviewed on: 11th March 2025

Great for savings and would recommend

5
Simple to use and responsive team. Excellent interest rates. Reviewed on: 11th March 2025

Reliable and trustworthy Bank

5
Been with RCI for a number of years and I stick with them because interest rates are competitive, communication with the bank is good and access to account is straightforward. Reviewed on: 11th March 2025

I have had nothing but good service from RCI Bank.

5
I have had nothing but good service from RCI Bank. They are super efficient and I would highly recommend them. Thank you Reviewed on: 11th March 2025

Account Opening

5
Account openinw was easy and monthly interest credited is prompt. Reviewed on: 11th March 2025

Easy to open a fixed term savings, kept informed at...

5
Easy to open a fixed term savings, kept informed at every stage Reviewed on: 11th March 2025

RCI provide competitive online savings account with...

5
RCI provide competitive online savings account with an app that is easy to use and navigate. Email communications are timely and informative. Reviewed on: 11th March 2025

No problems at all

5
No problems at all with customer service. Easy to open and manage account Reviewed on: 11th March 2025

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