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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

View other RCI Bank products

4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good bank with good returns

The account was easy to set up and I can keep track of my savings online through a browser and their app. Reviewed on: 23rd January 2022

Easy to use online service

Receive prompts before expiry dates, everything clear online to use. Interests rates compare favourably with others. Reviewed on: 23rd January 2022

Great service

Nocomplaints,always very helpful Reviewed on: 23rd January 2022

Customer centre excellent. Know stuff. Quick ans

Answer quickly and resolve query with helpful way. Reviewed on: 22nd January 2022

customer service

Always very helpful when you speak to them over the telephone. their customer service is open seven days a week and always good. Reviewed on: 22nd January 2022

Good

Good easy bank to control online Reviewed on: 21st January 2022

best bank

best interest rates great service no hassle banking Reviewed on: 21st January 2022

Extremely accommodating

I opened this 3 year fixed interest account in July 2020 but during 2021 we needed to have some private medical procedures undertaken for my wife and some expensive private dental treatment for me. I contacted RCI to ask if there was any way I could break the 3-year agreement. They advised that in exceptional circumstances they could and outlined the evidence I would need to provide. I tried to plough on, but I was becoming a little anxious. So I compiled invoices and quotations and sent them to RCI Bank. Shortly afterwards I received a letter saying my request had been granted - but I knew that already, as when I checked my everyday current account - the money had already been transferred! Brilliant (and sensitive) service. Cliff Reviewed on: 21st January 2022

RCI great bank and service

I love the ase of the online service, easy to use and good rates. Reviewed on: 21st January 2022

Great service, great bank

Fixed term savings account, did exactly what it was supposed to and easy to transfer funds out again Reviewed on: 20th January 2022

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