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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great Company

We have saved with RCI Bank for some years and found that, not only are he rates very good, but they are great to deal with. Most of all, helpful friendly staff. Reviewed on: 18th January 2022

Very professional bank

I was very impressed with RCI Bank who offered a very competitive Interest Rate in challenging times. When I transferred the funds to them they kept me informed throughout the process. I took out a 2 year Fixed Rate Bond with annual interest. The interest was paid promptly to my nominated account. Reviewed on: 18th January 2022

The bank with a good eye on rates

Always worth a look to see their latest offers Reviewed on: 18th January 2022

Always keeps you up to date about your investments and new accounts

Very happy with their service continually offers new accounts which might be beneficial to you Reviewed on: 18th January 2022

Well managed with fair rates

RCI Bank products are straightforward and easily understood along with market competitive rates Reviewed on: 18th January 2022

Excellent Service

Great customer service, staff are very informative and helpful. Website is easy to use. I would recommend to others to become a customer Reviewed on: 18th January 2022

Fixed term savings account

It was really easy to open the account. Very clear instructions on what to do. Easy and efficient log in as well as the mobile app which makes it even easier to access! Reviewed on: 18th January 2022

Best rate

R.C.I was the best rate at the time as recommended by Money Saving Expert. Easy to use and access accounts. Reviewed on: 18th January 2022

Great rates

Easy setup with good website. One of the best for savings rates. They keep you well informed. First port of call in the future. Reviewed on: 18th January 2022

Top service

Professional with great comms Excellent service Reviewed on: 18th January 2022

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