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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great online fixed term savings account

Great online fixed term savings account. Simple to use, secure, have had no need to contact support. It just works. Reviewed on: 17th January 2022

As printed on the label

I found that the service received was of a high standard and that all matters were dealt with expeditiously and effectively Reviewed on: 17th January 2022

Good secure account and interest

Attractive, easy to login to account. Interest shows upfront and easy applications to get to where you want to. Very well setup steps to find the information one requires. Staff on phone are so approachable and extremely helpful. I'm very happy with RCI. Reviewed on: 17th January 2022

Easy to set up and good comunication.

The above says it all. No unnecessary mailings, and straightforward to deal with . Reviewed on: 17th January 2022

Simple

Quick and easy to set up, great customer service Reviewed on: 17th January 2022

A straight forward savings account.

As with previously held RCI accounts, they provide a good product and provide clear communication. The interest rate was the best available. Over all we have no complaints and would certainly consider them for future investment. Reviewed on: 17th January 2022

Very easy to deal with

I found it very easy to open my accounts either RCI and they we’re paying very competitive rates. Their customer services are very knowledgable and helpful. 10 out of 10! Reviewed on: 17th January 2022

Higher Saving Rate

RCI bank offers better rates than any High Street banks. Easier to save online, smooth transaction and very effective communication. Reviewed on: 17th January 2022

Customer service

Every time I contacted RCI Bank I was always treated with respect and all questions were answered in a professional manner and also in laymans terms if struggling to understand. A great company that keeps you in the loop!! Reviewed on: 17th January 2022

Happy with both the service and the product

Excellent Service and polite and speedy responses by helpful staff at rci Reviewed on: 17th January 2022

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