Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,556 reviews, last reviewed 28th Mar 2026
100400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026
Manhar B's avatar
Manhar B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Better experience than with other banks

5
Friendly bank with good comms and interest rate. Reviewed on: 17th January 2022

Best bank we have had

5
I have had the best service form tis bank over and above anything I would expect, the staff are incredibly kind and always ensure they listen to my concerns and advise so many tnings I had never thought of. They helped me when a had problems with a payment to what was a rogue trader. I am forever grateful Reviewed on: 17th January 2022

Good service

4
Enables me to easily service my account(s) on-line, and always quick to respond if I have a query. Reviewed on: 17th January 2022

Great service

5
So easy to set up and a great service. Reviewed on: 17th January 2022

Easy Bank To Use

5
Have got a 5 year fixed savings , good interest a time of taking out . Easy website to navigate and can check on savings easily Reviewed on: 17th January 2022

Excellent customer service

4
Very professional and friendly service. Good competitive rate of return Reviewed on: 17th January 2022

No fuss saving

5
Easy to set up with quick on going support when needed. Reviewed on: 17th January 2022

straight forward

5
it was so easy to set up accounts Reviewed on: 17th January 2022

Easy process of investment

5
The website was very easy to use in setting up the account, and I was also kept fully informed in writing. Reviewed on: 17th January 2022

Great rates

5
Where else would you ger 1.75%. Matures next year. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10664 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 843 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products