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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.83 (2903 reviews)

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4.88

Based on 2,903 reviews, last reviewed 30th Jan 2026

39200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to invest, clear explanations and pay interest... Easy to invest, clear explanations and pay interest precisely when they say they will - perfect! Reviewed on: 30th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2903)

Review of the RCI Bank, Fixed Term Savings Account:

Clearly defined types of accounts

I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022

Always had good communication,so I feel I know what'...

Always had good communication,so I feel I know what's going on . Reviewed on: 29th January 2026

Always found RCI very easy to open an account with,...

Always found RCI very easy to open an account with, much easier than other banks I deal with. Very competitive savings rates too, so all in all a great experience. Reviewed on: 29th January 2026

easy to do business with, competative intrest rates.

easy to do business with, competative intrest rates. As a customer I am regulary updated with news. Reviewed on: 29th January 2026

Always offers high interest rates.

Always offers high interest rates. Easy to use website. Reviewed on: 29th January 2026

Easy to deal with Got what I wanted

Easy to deal with Got what I wanted Reviewed on: 29th January 2026

Excellent savings rates, easy to open the account.

Excellent savings rates, easy to open the account, great customer service. Highly recommended. Reviewed on: 29th January 2026

The call centre are excellent, the products are ver...

The call centre are excellent, the products are very competitive with other providers. Reviewed on: 29th January 2026

Easy to set up and great service

Easy to set up and great service Reviewed on: 29th January 2026

Only ever banked on the app, with an excellent exper...

Only ever banked on the app, with an excellent experience. Reviewed on: 29th January 2026

Very thorough and secure service.

Very thorough and secure service. Reviewed on: 29th January 2026

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