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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

A modern bank with a very user friendly website.

Their online account is very easy to use and ehn rates are changing or an investment is coming to the end of a fixed peiod you rae given plenty of notice. It is then easy to instigate changes if necessary. Reviewed on: 28th January 2026

Great service as always from RCI

Great service as always from RCI Reviewed on: 28th January 2026

Best saving platform on the market

RCI platform is the best I have used, very straightforward & presentable. Reviewed on: 28th January 2026

Easy to join and manage account Fresh website Com...

Easy to join and manage account Fresh website Competitive rates Communication is clear and customer friendly Reviewed on: 28th January 2026

Very easy to deal with.

Very easy to deal with. Website is simple and clear to use with good links to everything you need. I have opened several accounts recently including easy access and a fixed term account. So far, everything has been hassle free Reviewed on: 28th January 2026

Great Bank

Very easy to set up accounts good rates of return Reviewed on: 28th January 2026

Very helpful and I trust them to do the best...

Very helpful and I trust them to do the best for me Reviewed on: 28th January 2026

Regular e mails tom advise me of the rate changes .

Regular e mails tom advise me of the rate changes . Plenty of advice regarding the latest rates available and advice re security when making withdrawals. Reviewed on: 28th January 2026

Easy to and efficient

Easy to load money via the app. Good customer service Reviewed on: 28th January 2026

Always happy to help an old lady.

Always happy to help an old lady. Web site easy to follow and clear Reviewed on: 28th January 2026

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