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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Best of the bunch

Best of the bunch.Great rates and problem free to deal with. I would definitely use them for savings Reviewed on: 28th January 2026

Attractive interest rate..

Our online fixed rate account was easy to open, and fund. The interest rate was all-important to us, hence our decision to reinvest with RCI. Reviewed on: 28th January 2026

The app is efficient the rates are good and dont dro...

The app is efficient the rates are good and dont drop instantly there is a Base rate change Reviewed on: 28th January 2026

Alexander Fixed...

Pleased with the service received and looking forward to reviewing my maturity options in 4 weeks time Reviewed on: 28th January 2026

good rates and simple to open grate fixed team rates

good rates and simple to open grate fixed team rates Reviewed on: 28th January 2026

Good rate on 2year savings account.

Good rate on 2year savings account. Quick to set up on easy to use website. Good communications, staff aus helpful when making telephone enquiries. Reviewed on: 28th January 2026

Excellent account service

Timely information. Regular updates and easy to manage on line account. Helpful contact numbers to assist and options for account end given. Reviewed on: 28th January 2026

Reliable!

I have invested with RCI for many years and have found their reliability and advice very satisfactory. Reviewed on: 28th January 2026

Great app

Easy to use app, good interest rates and kept up to date. Reviewed on: 28th January 2026

RCI provide me with an excellent service.

I have never had a bad experience with RCI. Their site is easy to navigate and in plain English so is easy to understand. Their rates are always good as well. Reviewed on: 28th January 2026

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