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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Triumphant Customer Service

RCI have a great customer service team. They are always friendly and accommodating whenever I have needed them to be. Knowledge of the system has been conveyed in a clear and considerate way. I’d recommend them to anyone looking for a safe place to store their savings! Reviewed on: 28th January 2026

Everything is very good nothing to discredit the bank

Everything is very good nothing to discredit the bank Reviewed on: 28th January 2026

RCI offers excellent customer service...

RCI offers good rates and excellent customer service service by internet and telephone. Clear website and easy to use. Reviewed on: 28th January 2026

I have had an account for nearly 10 years.

I have had an account for nearly 10 years. It has been excellent service and returns and I wholly recommend RCI to all my friends and family. Reviewed on: 28th January 2026

Excellent Bank

No problems with the website, good feedback when making deposits. Reviewed on: 28th January 2026

friendly staff

straight forward to open the account and friendly staff on the phone who knew the answer to all of my questions Reviewed on: 28th January 2026

Easy to access the website and information on products.

Easy to access the website and information on products. When I ‘phoned with a query, this was answered quickly and solved my problem. Reviewed on: 28th January 2026

excellent rates.

excellent rates.No fuss just secure and well administered. Reviewed on: 28th January 2026

Very competitive rates and easy to open.

Very competitive rates and easy to open. Reviewed on: 28th January 2026

All Round Good Bank

I had had fixed rates accounts with them for several years, easy to apply, great app and good interest rates. Reviewed on: 28th January 2026

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