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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Five star customer service

Very attractive and competitive interest rates from a well respected bank. Felt confident in opening fixed term accounts on a number of occasions over the years. In fact, have used no other bank for this type of account. Very informative on account details make it easy to make decisions on the right type of account. Five star customer service. Reviewed on: 11th April 2025

Easy access online to manage Their for customer fo...

Easy access online to manage Their for customer focused hep if required Reviewed on: 11th April 2025

Good offers and good service

Simple to deal with and offering good rates with good service Reviewed on: 11th April 2025

Straightforward good rates

Banking with RCI is easy and guaranteed good rates Reviewed on: 11th April 2025

Simple Banking

Don’t want to spend too much time dealing with routine tasks. I find RCI banking straightforward and simple to use . This is important to me. Reviewed on: 11th April 2025

Very pleased with the efficient service received fro...

Very pleased with the efficient service received from the bank as well as the keen , competitive rates of interest. Reviewed on: 11th April 2025

The app is very good and incredibly user friendly.

The app is very good and incredibly user friendly. Reviewed on: 11th April 2025

Didn’t contact them much but when I eventually got t...

Didn’t contact them much but when I eventually got through on phone they were very helpful Reviewed on: 11th April 2025

On the Ball

Always friendly and polite and more to the point very knowledgeable about their products. Reviewed on: 11th April 2025

Excellent

Excellent customer service, easy to use website Reviewed on: 11th April 2025

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