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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Competent

Every request made has been completed on time . Reviewed on: 10th April 2025

Clear, straightforward and easy to work with

Clear online information. Regular updates solely focussed on specific points - uncluttered. Easy to deal with and take chosen actions. Prompt to action. Reviewed on: 10th April 2025

Easy access savings at a great interest rate

Easy access savings at a great interest rate Reviewed on: 10th April 2025

Can’t fault RCI

Can’t fault RCI I have banked with them for some years and will continue to do so. I am very satisfied with them Reviewed on: 10th April 2025

RCI Bank Approval

Account easy to open. Operated without problem. Competitive interest rate. Fully delivered on what was promised Reviewed on: 10th April 2025

Great interest rates. Plus more.

Great interest rates. Straight forward website, good communication. Reviewed on: 10th April 2025

Professional service and easy to do business with.

My dealings with RCI Bank have been excellent. I have found them to be very professional and easy to do business with. They have a varied range of products to suit all customers. Some of their 2024 savings rates were best market buys and I would be happy to recommend them to friends and family. Reviewed on: 10th April 2025

Everything online and straightforward.

Everything online and straightforward. No problems and decent savings rates. Reviewed on: 10th April 2025

5 Stars Excellent!

Easy to set up and good rates, I opted for a 2 year fixed rate. I’m glad I did as the rates have fallen since last year Reviewed on: 10th April 2025

never a communication problem.

never a communication problem. courtuous agents Reviewed on: 10th April 2025

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