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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
75% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

No frills or fuss.

4
No frills or fuss.Simple accounting and savings. Reviewed on: 12th March 2025

Clear and transparent terms and conditions.

5
Clear and transparent terms and conditions, unambiguously laid out. Very competitive rate of interest for a flexible account.. Crystal clear website for managing the account and clear timescales for transactions laid out for planning movements. Timely and clear notifications are communicated (e.g. necessary website or systems maintenance) so inconvenience is virtually non-existent. As such have vary rarely had to phone customer services for assistance. On the two occasions I have telephoned, the staff were friendly but still professional, extremely helpful and left no stone unturned in satisfaction. RCI Bank is an exemplary organisation amongst the wide field of providers. Reviewed on: 11th March 2025

Simple and easy account to.open and manage

5
Simple and easy to open account, great communication and the bonus of monthly interest applied to your account is a nice way to see your savings grow. Reviewed on: 11th March 2025

Easy to get through and great customer service.

5
Easy to get through and great customer service. Reviewed on: 11th March 2025

Unlike other lenders the process of opening a power...

5
Unlike other lenders the process of opening a power of attorney bond was quite straightforward with RCI. Reviewed on: 11th March 2025

Savings Security and Excellent Customer Focus

5
I've had a good experience with RCI Bank and their information and Customer Service are excellent. I feel that my savings are secure and I get a good return on them. Reviewed on: 11th March 2025

Easy to do business with

5
Clear website with easy to follow instructions and comprehensive information on options available. Reviewed on: 11th March 2025

The account is simple and straightforward to operate.

4
The account is simple and straightforward to operate. It has a good interest rate for an instant access account. Reviewed on: 11th March 2025

Competitive interest rate and no admin issues.

5
Competitive interest rate and no admin issues. Reviewed on: 11th March 2025

Easy and convenient good value.

5
Easy and convenient good value. Always pass the best interest to the customer Reviewed on: 11th March 2025

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