Smart Money People Logo

Saga: Home insurance reviews

4.69
Based on 2,707 reviews, last reviewed 3rd Nov 2025
89% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

WEB SITE EXTREMLY EASY TO USE. WEB SITE EXTREMLY EASY TO USE. GOT THE RIGHT COVER FOR ME WITHOUT COSTING A FORTUNE. GREAT VALUE FOR MONEY. LOW OR NO EXCESS ON MY POLICY, COULD CHOO... Read more Reviewed on: 14th October 2025
SANDRA K's avatar
SANDRA K

Latest lowest rating:

1

Think of a number and double it . Just received my renewal it has increased by more than double .Great difficulty contacting them to cancel and get written verification,, received v... Read more Reviewed on: 3rd November 2025
Tony Rodwell's avatar
Tony Rodwell

About this product

Saga provide home insurance policies that can cover buildings only, contents only or both combined.

Saga offers two levels of cover, Saga Plus and Saga Select. With Saga Plus, you can expect to pay the same price for 3 years if there are no changes, even after most types of claim. If you cancel during the year, you won't be charged a cancellation fee.

Saga home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Home insurance reviews (2707)

Review of the Saga, Home insurance:

A company that does not settle a claim

1
My parents in their 80’s were burgled in July. All relevant police reports a receipts we produced for evidence. Every piece of documentation from photographic evidence, police reports, original receipts and full disclosure reports were submitted. The company is still stalling to make any reparations and settlement. Customer service has been appalling with us constantly chasing our claim. This company is more than happy to take your payment, but God forbid you place a claim through your household insurance the obstacles place before you to impede payment are unimaginable. We have now been waiting over 5 months for any action to be taken. For an incident that had taken place in July there is a strong possibility this will still be unresolved before the end of 2021 ! An appalling company to make a claim from. Avoid should you need to make a claim. Reviewed on: 23rd November 2021

Happy with the insurance company when I first took t...

5
Happy with the insurance company when I first took the policy out constantly been kept in contact in regards to renewal Reviewed on: 10th September 2025

Outstanding service when making a claim

5
Sadly we had to make a claim for a lost bracelet, they settled it promptly and it didn’t affect my renewal price. The staff are all very helpful. Reviewed on: 10th September 2025

On line service

4
Not needed to make a claim, bought insurance on line, no problems Reviewed on: 8th September 2025

The assurance of professional care is priceless

5
With a company like Saga you have assurance that everything will be handled in a professional manner and that any query will receive a friendly reply Reviewed on: 3rd September 2025

The home insurance application process was so easy a...

5
The home insurance application process was so easy and an absolute breeze to complete. I wasn’t sure about one issue so I gave Saga customer service a ring. Advice given was top class and the advisor was a sheer delight to deal with., Reviewed on: 2nd September 2025

Straightforward application form and trustworthy com...

5
Straightforward application form and trustworthy company..... Reviewed on: 1st September 2025

A Great Service At A Competitive Price

5
I Have Been With Saga House Insurance For Several Years Now And They Have Provided Me With Great Service at a Very Competitive Price And a Simple Way Of Renewal with No Hassel, Reviewed on: 1st September 2025

Saga give great service.

5
Saga give great service. Their Home Insurance was a good price and was guaranteed to stay the same for 3 years which was excellent. When I have had need to contact them, their customer service couldn't be faulted. Reviewed on: 1st September 2025

When I made a claim it was dealt with quickly and ef...

5
When I made a claim it was dealt with quickly and efficiently. I also like the three year fixed rate policy.peace of mind is essential to me. Reviewed on: 29th August 2025

When enquiring about making a claim, the person I de...

5
When enquiring about making a claim, the person I dealt with on the phone, couldn’t have been more helpful. They were also very friendly. Would have no problem contacting them again if I need to. Reviewed on: 29th August 2025

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products