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Santander: Basic current account reviews

4.12
Based on 331 reviews, last reviewed 17th Apr 2026
1900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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20%
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13%
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3%
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11%

Latest highest rating:

5

All the team at Santander Tunbridge Wells are amazing All the team at Santander Tunbridge Wells have been amazing over the last 7 months, helping us to settle a relatives estate. They were always helpful... Read more Reviewed on: 17th April 2026
Cora A's avatar
Cora A

Latest lowest rating:

2

The current account does everything you need it too... The current account does everything you need it too the main issue is the complete lack of people available to see in branch. By the time you have com... Read more Reviewed on: 16th April 2026
Andy's avatar
Andy

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (331)

Does what it says on the tin

5
No issues in seven years -always helpful Reviewed on: 21st November 2017

Very good friendly easy to use and operate service I have been with them for 48 years since abbey national days

5
I enjoy my banking with Santander and the staff are always helpful and the online banking and apps are a pleasure to use I am very glad to be banking with Santander for so many years! Reviewed on: 21st November 2017

great service

5
I have used the online facilities and I've never had any problems at all, the staff in the branch here are professional , informative and gave great service , all my enquiries have been dealt with swiftly and all have been dealt with properly. Reviewed on: 20th November 2017

Bog-standard account

3
Basic low interest account. No frills, so what you expect Reviewed on: 20th November 2017

GOOD ALL ROUNDER

4
NOT A BAD WORD TO SAY - GREAT CUSTOMER SERVICE Reviewed on: 11th November 2017

Account review

3
Not very good doesn't offer any interest Reviewed on: 11th November 2017

In store staff very helpful

5
I went to set up a basic current account after having issues doing it over the internet i went in store staff very freindly and set it up straight away for me very simple to use online banking Reviewed on: 9th November 2017

Basic account for basic service

3
You get what you pay for and with the basic your not paying for anything and you don't really get anything either. I would like to see more communication from local branches to their customers yet this only happens when large sums of money suddenly appear in the accounts. I know from personal experience. Disappointing though I'm not sure any other banks behave differently. Reviewed on: 8th November 2017

Sometimes incompetent

3
Send new cards and cancel old ones with no notice. Did not cancel my card for two days after reported stolen. Reviewed on: 8th November 2017

no problems

5
been with them since I was 16, no problems! Reviewed on: 8th November 2017

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