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Santander: Basic current account reviews

4.05
Based on 318 reviews, last reviewed 23rd Jan 2026
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
20%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

Santander in France As I live in France, Santander has maintained my account despite Brexit with efficiency and good service. All calls are acknowledged by their team and... Read more Reviewed on: 23rd January 2026
Terence DENNETT's avatar
Terence DENNETT

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (318)

interest

3
suddenly stopped interest on account Reviewed on: 10th June 2017

Helpful Staff

4
In store staff are great when you have a query or problem. Reviewed on: 8th June 2017

Left

1
Left due to wouldn't give me online access Reviewed on: 30th May 2017

Excellect service

5
I've always had brilliant customer service from Santander. They always carry out extra security checks for some purchases, which puts my mind at rest that they are looking after me and my money Reviewed on: 29th April 2017

Poor unhelpful

1
Never seem to care wanting you off phone as quick as possible Reviewed on: 28th April 2017

Good free account

5
Easy to use, staff helpful and understanding Reviewed on: 17th April 2017

Hiked up overdraft charges

3
Works fine, no actual problems on a day to day basis, but be warned, if you have an overdraft Santander will squeeze a monthly charge of around 30 quid out of you. Reviewed on: 4th April 2017

Brilliant bank account

5
No overdraft to worry about, helpful customer service,and if you sign up to online banking,you can also get cash back with some retailers too. Reviewed on: 15th March 2017

the best bank with a fabulous customer service

5
profesional team,and very good customer services Reviewed on: 17th February 2017

Santander current account

3
Okay. Nothing special. Thinking of switching from this bank due to appalling savings returns. Reviewed on: 12th February 2017

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