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Santander: Basic current account reviews

4.05
Based on 318 reviews, last reviewed 23rd Jan 2026
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
20%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

Santander in France As I live in France, Santander has maintained my account despite Brexit with efficiency and good service. All calls are acknowledged by their team and... Read more Reviewed on: 23rd January 2026
Terence DENNETT's avatar
Terence DENNETT

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (318)

Leaving due to no offer of improved account or reason to stay

2
got this account without looking around, no interest or perks that appeal to me. leaving for a better deal elsewhere where my money can actually do some of the work for me Reviewed on: 4th February 2017

Student account

3
Went in branch to transfer some money lady told me all about the discounts/ cash back that was on offer and emailed me the info. Reviewed on: 4th February 2017

Santander security

4
Ive got to say santander is the best bank out there for security, you need numerous passwords to even log into your account. I highley praise this bank for the security messures compared to all the other banks ive banked with. Reviewed on: 1st February 2017

great

5
i have never had issues with them, and they are always happy to help Reviewed on: 16th January 2017

Always helpful

5
Banked with Santander for many years and have never had a problem. Staff are always helpful in the branches and also over the phone. Reviewed on: 15th January 2017

Any problems phone them up and they are very helpful and very reasonable

4
Insufficient funds and got charges. Phoned up and they dealt with it and waviered the fees Reviewed on: 8th January 2017

Great service

5
Always happy to help, very responsive Reviewed on: 7th January 2017

Fantastic bank!

5
Great account, no issues, runs smoothly, easy to apply for and great customer service. Reviewed on: 5th January 2017

I am very happy with my simple basic current account. Santander is a good bank and the staff are always friendly, bith online and in the branch

5
I came to Santander from Lloyds bank. I felt pressurised at Lloyds and asked friends which bank they preferred. The majority were in Santander so I joined. I have been very satisfied with the bank and the way it treats me. Reviewed on: 3rd January 2017

Basic account

5
Have never had any problems with this account since opening it almost 10 years ago. Highly recommend if looking for a no-frills account. Reviewed on: 1st January 2017

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