Smart Money People Logo

Santander: Basic current account reviews

4.10
Based on 322 reviews, last reviewed 26th Mar 2026
1200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
20%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Santander Curent bank account. Santander is always there for me and they give me a sense of belonging. Reviewed on: 26th March 2026
Johnathine 's avatar
Johnathine

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Basic current account reviews (322)

Review of the Santander, Basic current account:

Great Bank

5
I have been with them for years, always find them great, even the call centres :) Reviewed on: 22nd November 2019

Very basic account.

3
Very basic account. No frills or interest payments. Reviewed on: 20th February 2024

Good bank, great customer service always helpful.

5
Good bank great customer service always helpful Reviewed on: 15th February 2024

After 45 Years Closed my Accounts Stole My Money

1
After opening up my first account in 1978 (Previously Abbey National they took it over) I went into Santander Bank to Pay in some cash however my Santander bank card would not work? So I went into the branch, and was told my account had been closed as it was dormant, I would need to get all my statements and call them, so I did. 3 weeks later the statements arrived by post, I called them and 3 of there phone numbers are not in service? I eventually spoke with a guy that told me that all 3 of my accounts have been closed, They did write to me, however all my money had now been given to charity! from my ISSA Savings and Current Account, How can they do this? I could not believe this. Its like putting your car in the Garage, and because you do not drive it for 14 months Audi Take it Back. Is this for real? Don't Trust Them at All. Reviewed on: 24th January 2024

Good account

5
Happy with our current account Been with Santander for 20 years. Reviewed on: 13th October 2023

Always there

5
Have our banking at hand always available Reviewed on: 13th October 2023

basice account

5
santander bank account ideal for me Reviewed on: 12th October 2023

Santander Bank

5
Good bank to deal with, helpful an friendly staff who always provide excellent customer service. Reviewed on: 24th August 2023

Serves its purpose.

3
As above but why have so many words in a review Reviewed on: 16th July 2023

Good

3
Good customer service great staff Reviewed on: 11th July 2023

Excellent professional knowledgeable staff

5
A few recent interactions with my local branch where the team took the time to explain things to me in detail. I had a small issue and the staff couldn't have been more courteous and helpful. This reminded me why I have been a customer of theirs for nearly 40 years. Reviewed on: 6th June 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Zero Credit Card

    from Santander 4.22 from 21 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.16 from 1271 reviews
    Santander
    View all products