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Santander: Everyday Current Account reviews

Name: Everyday Current Account
Rating: 3.94 (164 reviews)

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3.78

Based on 164 reviews, last reviewed 12th Jun 2025

25% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

49%

26%

10%

13%

Latest highest rating:

5

I've used Santander for years - they're easy account... I've used Santander for years - they're easy accounts to use with no fancy extra frills (unless you want them), and they just do what they say on the ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

2

It is okay but Santander has less offers than other... It is okay but Santander has less offers than other banks Reviewed on: 18th April 2025

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About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Everyday Current Account reviews (164)

Review of the Santander, Everyday Current Account:

Making the poor poorer

I was struggling and missed a £16 direct debit Santander then charged me £25 putting me £20 overdrawn witch then because I have no overdraft was charging me £6 a day when I went in to a branch I was fobbed off to call them from their branch I was told it was my problem for not organising my finances. Great job Santander another customer lost Reviewed on: 17th May 2017

The only bank that gave me a chance to open an accou...

The only bank that gave me a chance to open an account without photo ID Reviewed on: 10th April 2024

The Everyday Account meets most banking needs althou...

The Everyday Account meets most banking needs although if I had one complaint it would be that the display in the app shows a "Balance" and a "balance inc. Pending" which causes confusion when pay appears on the balance but not on balance inc. Pending even though the payment is literally pending. It should say "Available balance" instead or "Balance including outgoing pending". Reviewed on: 27th January 2024

Thank you Santandar

I have banked with Santandar for several years and recently had 2 experiences with a potential scam situation where money was taken from my current account every month for a transaction I didn’t subscribe too, the fraud team were amazing ( special thanks to Imran) my concern was dealt with efficiently and spontaneously, I can’t recommend this bank enough, I cannot recommend their commitment to investigating potential frausters enough Reviewed on: 3rd January 2024

A delightful Bank.

Santander is a very good Banking service. They go out of their way to exceed customer satisfaction. Reviewed on: 30th July 2023

Great customer service and remote banking services

The phone line has good opening hours when you want to speak to staff and their automated service is efficient and easy to use. Their app is easy to use and very functional; as is their web-site. Their overdraft facility has been extended for me over recent years, as my needs have changed and my good track record for credit management is recognized. Reviewed on: 29th June 2023

They see fraud everywhere except where it is

This may have been the 123 Current Account at the time but that makes no difference. I have always thought of Santander as the only UK bank that has not been involved in a banking scandal in the last 15 years or so. Then they were recently fined for carrying out inadequate money laundering checks. They prevented me paying a small amount of money to an aspiring petroleum engineering student in Tanzania to enable him to take a very low cost course in his own country (after an initial request through LinkedIn for help to study in the UK), They were convinced it was fraud and after a long conversation with a teller in my branch, joined by someone else, a manager perhaps, I was told that that was the end of the matter. The next day they sent the police to my door, terrifying my wife! If my passport had not run out I could have made the payment with no problem through Moneygram at my local Post Office. The student spoke to his pastor who financed him to study at the Beijing Petroleum University and remotely after Covid. Reviewed on: 20th April 2023

Great service

Santander is a great bank, my monthly wage always comes in earlier than my colleagues not with Santander too which is always a bonus Reviewed on: 11th April 2023

easy account

so easy yo use.. the app is great Reviewed on: 11th April 2023

Great bank that actually cares

I've held an account with different banks over the years and Santander is the best one. They are really helpful and considerate. Reviewed on: 10th April 2023

Safe, Secure, Visual

Their authentication systems are always performing well Reviewed on: 9th April 2023

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