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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1265 reviews)

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4.16

Based on 1,265 reviews, last reviewed 26th Jan 2026

200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1265)

Review of the Santander, 123 Current Account (discontinued):

No interest last month

Bit annoyed as I didn't get any interest last month as 2 of my direct debits cancelled themslves, leaving me with only one on the account, so lost out. Reviewed on: 18th February 2016

Reliable bank, uncompetitive account

Having held this account for over 7 years, I have had no issues with the bank. However, the days when the account was competitive have long since passed and it is now bang average. Reviewed on: 31st May 2023

Good, fair honest

I was struggling to get an account but Santander enabled me to do so Reviewed on: 30th May 2023

Lifelong bank

I have been with Santander for over 15 years. I’ve only ever had one problem with them, but it was easily solved. Reviewed on: 11th May 2023

Very happy customer....

I've been a very happy customer of Santander for about the last 5 years. The staff in our local branch are really friendly and explain options very clearly. Reviewed on: 11th April 2023

Very good bank account

Nice straight forward current account, easy to setup, very good app, with nice perks like cash back and a generous switch offer Reviewed on: 11th April 2023

Changed

Sadly this company changed from like family style savings to corporate no way of speaking to mangers anymore & treated Reviewed on: 11th April 2023

Great rewards

Great rewards and cash back on spending on everyday bills and interest Reviewed on: 11th April 2023

Help from home

Very helpful staff working from home Reviewed on: 11th April 2023

Useful bank

I havr been with them for long time and have no complaint so far. Reviewed on: 11th April 2023

dependable reliable efficient

years of excellent service ccccccc Reviewed on: 11th April 2023

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