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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.16 (1265 reviews)

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4.16

Based on 1,265 reviews, last reviewed 26th Jan 2026

200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1265)

Review of the Santander, 123 Current Account (discontinued):

I love love love online mobile banking

I love love love online mobile banking Reviewed on: 9th June 2024

Good bank

Good bank with no issues so far, transfer was quick and without issue Reviewed on: 22nd February 2023

Average bank

Average bank - struggling to make appointments with any branches due to opening hours Reviewed on: 22nd February 2023

Really helpful

My experience with Santander has been fantastic. They have dealt fairly with me for years and usually if I get any issues I can pop into the branch or phone them. They are always friendly and helpful Reviewed on: 21st February 2023

Cash back account

Get money back on household bills. We switched to the Lite option which has a smaller fee Reviewed on: 19th February 2023

I like it

I never had any problem with Santander. Reviewed on: 17th February 2023

J

N nkvv. Jdndkzks bcnznxnsniwoakz Reviewed on: 17th February 2023

Easy hassle free

I like the bank as I’ve never had any issue accessing my money Reviewed on: 16th February 2023

Trustworthy company

Have been banking with Santander for years and love their personal touch to service Reviewed on: 16th February 2023

Simple account and ready to use.

Great account. Simple to use. Perfect for me. Reviewed on: 16th February 2023

Perfect for students

Having the overdraft set at £1500 has been a godsend when rent comes out before student loan comes in Reviewed on: 16th February 2023

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