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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,252 reviews, last reviewed 5th Sep 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Great cashback, app is getting better

4
Getting great value with the 123 cashback. Transactions don't always show straight away, but getting quicker. More features getting added to the app. Reviewed on: 12th August 2022

Safe for banking

5
Never had a problem with Santander's easy access to accounts Santander really does go the extra yard or should that be metre Easy access to human beings essential in the so-called modern world Reviewed on: 11th August 2022

Hassle free banking

4
Efficient fraud detection system Reviewed on: 9th August 2022

Good company

5
They have good customer service Reviewed on: 4th August 2022

Quick reply, helpful

4
Helpful staff, look after my money, always there to answer my queries Reviewed on: 28th July 2022

Not good interest rates

3
Was disappointed with interest rates Reviewed on: 20th July 2022

Good service

5
Easy to use app and good service Reviewed on: 19th July 2022

Customer Experience

5
Staff always available to up date funds managed and ISA transfers easy to accomplish. Reviewed on: 19th July 2022

Very helpful in all categories

5
THEY CAN'T DO ENOUGH FOR YOU WHEN YOU HAVE A QUIRE AND LOOK AFTER YOU Reviewed on: 19th July 2022

Good rewards

5
Good rewards for those with good credit and maximise your reward by putting all household direct debits and mortgage through the account Reviewed on: 18th July 2022

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