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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,241 reviews, last reviewed 18th Mar 2025
700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Whenever I have had an issue they have been quick to... Whenever I have had an issue they have been quick to resolve, make good money back on the of the rewards Reviewed on: 18th March 2025
Jemma W's avatar
Jemma W

Latest lowest rating:

2

No longer worth it since benefits slashed No longer worth it since benefits slashed Reviewed on: 4th March 2025
OctarinePaul's avatar
OctarinePaul

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1241)

Review of the Santander, 123 Current Account (discontinued):

Decent cashback current account

3
This was the market leader a few years back. The interest levels are creeping back up to a reasonable level and the cashback on utilities payments is decent. Getting there. Reviewed on: 1st March 2023

Keep your money organised easily

5
The website is clearly organised and makes managing money painless. You can see the status of any linked accounts such as mortgage and savings at a glance so that you feel fully in control. Upon logging off it gives you a summary of your activity which is helpful. Reviewed on: 11th February 2024

no problems and good service ease of use of online s...

5
no problems and good service ease of use of online services Reviewed on: 26th January 2024

Brilliant

5
I have banked with Santander for over 25yrs and honestly a great bank never any issues regarding contacting them and they mobile app is excellent Reviewed on: 20th January 2024

Local Branch Phone Number is a Premium Rate Number

1
My local Santander branch in West Bridgford, Nottingham left a message to ring them. I rang and a 13 minute call, for some of which I was on hold, cost £4, as it is a premium rate 05511 number. Why are Santander using Premium rate numbers? Reviewed on: 3rd January 2024

Efficient simple account

5
Great customer service providing a range of account services Reviewed on: 1st November 2023

Brilliant rates

5
Caught your saving rate at 5.2 % and a monthly payment excellent Reviewed on: 15th October 2023

Very easy to use

5
Never liked online banking until I used Santander, which is easy to use. Reviewed on: 14th October 2023

They Have a Branch !

5
They are available - That's the important Bit ! Reviewed on: 4th October 2023

Fair bank

5
Have always been helpful and a good banking app is always useful Reviewed on: 26th September 2023

Benifits need to beat charges

4
If you use it a lot it is one of the best accounts on the market Reviewed on: 20th September 2023

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