Smart Money People Logo

Scottish Building Society: Savings reviews

4.89
Based on 3,054 reviews, last reviewed 30th Jan 2026
46% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loraine Kane 5 star advisor I opened a Regular Saver Account recently at the Queen Street Branch and received good advice about what was best for my circumstances by Loraine Kane... Read more Reviewed on: 30th January 2026
Elizabeth R's avatar
Elizabeth R

Latest lowest rating:

2

Archaic, Useful Why no online opening, you made me write the first cheque in offer 10 years and POST IT. Reviewed on: 24th November 2025
Verified source

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Scottish Building Society Savings reviews (3054)

Review of the Scottish Building Society, Savings:

Glasgow branch review

4
1) Someone answered phone! 2) Very helpful / friendly 3) Paper not online Reviewed on: 20th July 2020

Competitive and fair

5
Staff very helpful in the Inverness branch, and to have branches near us, wish we had known of it sooner. Reviewed on: 31st December 2025

A positive experience

5
Personal service, courteous and helpful. Reviewed on: 31st December 2025

Helpful, friendly, easy

5
Natalie was very helpful and the service was very good. Reviewed on: 31st December 2025

Good

4
Would have been useful to have the sort code and generic account number in the passbook or letter to pay in by bank transfer, rather than just in the book 'important information about your savings'. Reviewed on: 31st December 2025

In branch service review

5
The application was quick and easy to understand. The ID check was easy to get all the required documentation. I understood all the instruction on your website. The response was timely. Reviewed on: 31st December 2025

Helpful, polite, friendly

5
I like the face-to-face aspect with friendly staff. Reviewed on: 31st December 2025

Not handy as the branch office was.

5
Always very helpful . I like the one in Kelso, very much but visited the Galashiels which was also helpful. Reviewed on: 22nd December 2025

Friendly, Knowledgeable and accessible.

5
I like speaking to a human being in a friendly small office and not having to do everything online. Reviewed on: 22nd December 2025

Accessible, Friendly, Efficient

5
Local branches, Friendly, efficient staff, good products. Reviewed on: 22nd December 2025

Competitive, Communicative and straightforward.

5
Good communication and competitive Rates. Please improve, online application would've been preferable to do the postal process. Reviewed on: 22nd December 2025