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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18627 reviews)

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4.92

Based on 18,627 reviews, last reviewed 15th Jun 2026

187700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

I understand your misery.

I understand how terrible it feels when you are in debt and the creditors are chasing you by phone, post,email, solicitors letter , summons for court . I would advise just pick up the phone and call Step Change. They will help you in a very polite, professional way. Reviewed on: 1st May 2024

Helpful from start to finish

Helpful from start to finish in arranging my DMP. They have really helped me get control of my finances Reviewed on: 1st May 2024

Amazing service, helped turn my life around

Amazing service, helped turn my life around, I’m now 55 and completely debt free, all my wages are mine, no credit card, overdraft or loans to pay. They made the process simple and stress free. Monthly statements so I could see I was on track, had a 5 year plan which with there help was complete in 3 years. If your in debt phone them now, do not delay, I should have phoned them years ago. Reviewed on: 1st May 2024

Very straightforward, understanding and sympathetic.

Very straightforward, understanding and sympathetic. Reviewed on: 1st May 2024

Very helpful, always considerate.

Very helpful, always considerate. Reviewed on: 1st May 2024

Any problems are sorted out immediately without any...

Any problems are sorted out immediately without any fuss. Reviewed on: 1st May 2024

They helped me turn my life around and get on top of...

They helped me turn my life around and get on top of my finances and see light at the end of the tunnel and help me get debt free. Reviewed on: 1st May 2024

Such a weight off my mind. 100% go with stepchange.

I had been looking into using stepchange for months before I picked up the courage to use them. I truly believe that I wouldn't have starting paying off any of my debt if I didn't go with stepchange. I've been with them for 2 years nearly now. And I've paid off 4 of the things I owe. No way would I have been able to make such an impact without them. They help make debt less scary. They do all the sorting out after you pop in the information about your debt. Then review each year. I'm so amazingly happy I went with stepchange. Such a weight off of my mind. Thank you Stepchange. Reviewed on: 1st May 2024

Step change helped me out of a big hole if it wasn't...

Step change helped me out of a big hole if it wasn't for them lord knows were I'd be now. Reviewed on: 1st May 2024

So worried about my debt !!!!!

I was really, really worried about the debt i was in , im so pleased that i was reccomend to step change, the help they gave me was sooo helpful Reviewed on: 1st May 2024

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