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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18623 reviews)

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4.92

Based on 18,623 reviews, last reviewed 12th Jun 2026

187500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional and transformative advice. Patient, brilliantly explanatory advice, which was able to change a seemingly hopeless situation into reasons to be optimistic for the future. Reviewed on: 12th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18623)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

stepchange are understanding empathetic and efficien...

stepchange are understanding empathetic and efficient, they take a lot of the stress out of dealing with debt Reviewed on: 1st May 2024

Deny help

Step change basically turned our life around, always at the end of the phone if needed, really helped us with our debt problems, so glad I gave them a call Reviewed on: 1st May 2024

Debt management plan

All my debt is been managed by srepchange. I don't have any worries now. Reviewed on: 1st May 2024

Absolutely fantastic from start to finish

Absolutely fantastic from start to finish, always eager to help and the advice they gave enabled us to make an informed decision going forward. We would have really struggled to get ourselves sorted without their support. Reviewed on: 1st May 2024

It only takes one phone call to change your life.

I've had my DMP active for over a year now and by the end of 2024 I'll finally be debt free. This wouldn't have been possible without the amazing people at StepChange. Straight from my first initial phone call has been a fantasic experience, everybody I've spoken to has been so supportive and nice and you can generally feel a warmth as you you're talking to people that have your best interest at heart. My favorite part each month is looking at my DMP status and seeing my debts go down, it gives me real motivation to keep going. I encourage anybody that has debts and is worried, to get in contact. It only takes one phone call to change your life. Reviewed on: 1st May 2024

Saved my life and helped both practically and financ...

Saved my life and helped both practically and financially Reviewed on: 1st May 2024

I found the staff at stepchange to be helpful & symp...

I found the staff at stepchange to be helpful & sympathetic regarding my financial problems. Reviewed on: 1st May 2024

Step Change are fantastic

We were in a lot of debt for us, and step change helped us gain control and beat our debts. By the end of this year we will be debt free and we are excited. They have clear open communication and are always there to help. I recommend step change 100% Reviewed on: 1st May 2024

Saved my life...

Giving me my life back by listening, very knowledgeable service Reviewed on: 1st May 2024

StepChange has been my financial saviour

StepChange has helped me to take control of my debt and this in itself has helped me to manage my anxiety and deal with my mental health challenges. I will forever be grateful for what this charity has done for me. Reviewed on: 1st May 2024

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