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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18627 reviews)

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4.92

Based on 18,627 reviews, last reviewed 15th Jun 2026

187700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Stepchange have dealt with everything and taken the...

Stepchange have dealt with everything and taken the stress and worry away from me. All I now need to do is update my financial plan every year and they take care of the rest. Don't delay if experiencing debt issues, contact Stepchange and let them take the weight off your shoulders. I can't recommend them enough Reviewed on: 1st May 2024

Step change change my fears, worries, sleepness nigh...

Step change change my fears, worries, sleepness night to joy. Reviewed on: 1st May 2024

Couldn't have been more helpful.

All my dealings with Stepchange have been excellent, and sympathetic to my predicament. Reviewed on: 1st May 2024

They took the weight off my shoulders and I felt I h...

They took the weight off my shoulders and I felt I had a light at the end of the tunnel Reviewed on: 1st May 2024

The best thing I've ever done was get S tepchange to...

The best thing I've ever done was get Stepchange to take over the way to make my payments to my debtors.It's taken a lot off my mind. I can now relax knowing some of my debts are getting paid regularly. It was a bit hard having to tighten our belts but it has helped us a great deal, not having to worry every time a letter drops through the door. Reviewed on: 1st May 2024

stepchange are understanding empathetic and efficien...

stepchange are understanding empathetic and efficient, they take a lot of the stress out of dealing with debt Reviewed on: 1st May 2024

Deny help

Step change basically turned our life around, always at the end of the phone if needed, really helped us with our debt problems, so glad I gave them a call Reviewed on: 1st May 2024

Debt management plan

All my debt is been managed by srepchange. I don't have any worries now. Reviewed on: 1st May 2024

Absolutely fantastic from start to finish

Absolutely fantastic from start to finish, always eager to help and the advice they gave enabled us to make an informed decision going forward. We would have really struggled to get ourselves sorted without their support. Reviewed on: 1st May 2024

It only takes one phone call to change your life.

I've had my DMP active for over a year now and by the end of 2024 I'll finally be debt free. This wouldn't have been possible without the amazing people at StepChange. Straight from my first initial phone call has been a fantasic experience, everybody I've spoken to has been so supportive and nice and you can generally feel a warmth as you you're talking to people that have your best interest at heart. My favorite part each month is looking at my DMP status and seeing my debts go down, it gives me real motivation to keep going. I encourage anybody that has debts and is worried, to get in contact. It only takes one phone call to change your life. Reviewed on: 1st May 2024

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