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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18627 reviews)

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4.92

Based on 18,627 reviews, last reviewed 15th Jun 2026

187700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Being able to sleep and have a life

Step change is peace of mind and being able to sleep again the help and understanding and not being judged is such a relief Reviewed on: 1st May 2024

Headache free management of my debts.

Headache free management of my debts. No “nasty” letters or phone calls. Monthly statements and annual revue of finances really helped keep everything on track. Best of all no one judged me for getting into a financial mess. Reviewed on: 1st May 2024

Affordable

You only pay what you can afford and they take care of the rest. Reviewed on: 1st May 2024

Completely non-judgemental & 100% confidential.

Completely non-judgemental & 100% confidential. Felt listened to and supported through the whole process. Reviewed on: 1st May 2024

They do all they can to help.

They do all they can to help. They understand the position you are in and how it affects you. Reviewed on: 1st May 2024

Change for the better

They afforded me a transformation of my life into debt free prospect Reviewed on: 1st May 2024

Very helpful and understanding customer service

Very helpful and understanding customer service Reviewed on: 1st May 2024

Best thing I ever did

I was in a real state and was contemplating the worst way to deal with it. I got in touch with stepchange and to say they have saved my life is an understatement Reviewed on: 1st May 2024

From despair to hope, and with luck salvation

From despair to hope, and with luck salvation, that's MY Step change story. Reviewed on: 1st May 2024

Really helpful

Really helpful and supportive, put my mind at ease when really worried about money problems Reviewed on: 1st May 2024

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