Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

View other StepChange products

4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Step change are fantasticc

Lovely people, great charity, very knowledgeable Reviewed on: 13th July 2023

Step Change- Life Saver

I was on the verge of suicide after being defrauded and went into a huge debt, till I was recommended to Step Change. The advisors are very kind and supportive and non judgemental. THANK YOU STEP CHANGE Reviewed on: 13th July 2023

Wonderful people helping hand

Step2Change saved my life They helped me to stabilise my finances and for me to get back on my feet I would recommend them to anyone who is struggling Reviewed on: 13th July 2023

Helped me Sleep at night

Getting help from Step Change helped me sleep at night, after months of worry over debts. Reviewed on: 13th July 2023

Step Change - Excellent

After struggling to manage my debts for a long time I finally turned to Step Change. Within a short period of time just and a few really understanding phone calls, my debt plan was in place, my creditors were off my back and I could start to open my post and emails again without holding my breath every day. Can never thank them enough. Reviewed on: 13th July 2023

Amazing

Don't know what i would have done without stepchange. Amazing people who work so hard on your behalf. Reviewed on: 13th July 2023

Really helpful

Great advice with helpful call handlers, if you're in the doodoo they'll more than do do. You get the idea. Reviewed on: 13th July 2023

Empathy and Efficiency

Step Change are fabulous, so helpful and non-judgmental, takes me through every element of their programme of debt management. I highly recommend them. Reviewed on: 13th July 2023

Excellent Service

From start on a very bad situation step take care of everything honestly couldn't thank enough Reviewed on: 13th July 2023

Stepchange

I reached out to step change a couple of times and when I was ready to take up the advice and support they were helpful! The website is easy to use and ideal if you’re anxious and don’t want to speak to anyone. Everything is explained to me very well and it’s ideal for my financial situation. As part of my job role in the NHS I mention step change to my patients who are also dealing with financial difficulties and it’s a great way to encourage people to start thinking about taking action to become better financially. It’s my job to link and help my patients with their health and welbeing and having had good experiences with Stepchange this has made it easy to recommend them to my patients. Reviewed on: 13th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from Business Debtline 4.30 from 26 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews
Debt collection
from Ayom Debt Recovery 1.84 from 81 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub