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StepChange: Debt Management reviews

4.95
Based on 14,277 reviews, last reviewed 6th Jun 2025
299100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
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Latest highest rating:

5

Excellent Very helpful, friendly advisors, who devised a realistic plan. Reviewed on: 6th June 2025
Michelle G's avatar
Michelle G

Latest lowest rating:

1

Awful communication. Awful communication. I have been more distressed due to this as creditors are still chasing me and no one seems to listen or help me. a debt was taken... Read more Reviewed on: 6th June 2025
Joanne H's avatar
Joanne H

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14277)

Review of the StepChange, Debt Management:

Saviours

5
I had no idea someone like StepChange existed. And someone can help take the stress away when credit mounts and struggling to juggle. It is hard to admit you need help and Stepchange guide through everything and once a payment plan is in place you know where you are up to. I would not even have a doubt to recommend Step change and spread awareness as I’m sure there are many people like myself who may have sought help sooner if they knew about them. All of the team are professional polite and after 8 years of communication I can’t thank them enough. Reviewed on: 8th July 2020

Ok, the Best, nr one, recomanded evrione

5
Ok, the Best, nr one, recomanded evrione Reviewed on: 6th June 2025

Great, lifesavers, literally !

5
Great, lifesavers, literally ! Xx Reviewed on: 6th June 2025

Very helpful and able to get my finances sorted

5
Very helpful and able to get my finances sorted Reviewed on: 6th June 2025

Can't thank step change enough

5
Step change has been a life changer for me and my family. We had been struggling to make ends meet and something had to change, I found step change and thought it couldn't hurt to try. I filled out the info online and after that received a phone call offering me the different routes I could go down,and which would be best for me. I pay a set amount every month and it's what I can afford you fill out an affordability which takes note of everything you pay out and I think it's great. Every year you do a check to make sure that amount is still ok and affordable. You can see on your account how much has been paid how long you'll be paying. It's given me and my family relief. I don't hear from my creditors I just get a yearly letter from them after step change has put in how much is going to who. I would highly recommend them friendly and so helpful the online form is easy and the page is easy to use. Reviewed on: 6th June 2025

I highly recommend step change

5
Step change were there when I needed help to manage my debts. I was caught in the trap of never being able to clear my credit card debts because of high interest rates. I felt sick every time a bill arrived and fearful of what would happen as I got closer to not being able to make the minimum payments, not only for the credit cards, but also for house and car expenses and food. i felt ashamed to be in that position but step change staff were supportive from my very first call. There was no judgement, just support to plan a budget, even allowing a little for pocket money for the children, and health costs. I’d stopped getting prescriptions as I couldn’t afford them but the plan allowed me to pay for a monthly prepayment certificate. The relief of not being chased by creditors was immeasurable and each year I was able to increase my payment a little, eventually reducing the number of years I had to pay by four. I’m so pleased I was able to clear my debts and without the support of step change I don’t know where I’d be now. Reviewed on: 6th June 2025

Quite literally life changing.

5
Quite literally life changing. No judging just help. Sympathetic to my needs and found a solution to years of financial pain. Reviewed on: 6th June 2025

Best of the best

5
Very friendly and helpful people on the phone Reviewed on: 6th June 2025

Took burden off my head and now I am relaxed , can...

5
Took burden off my head and now I am relaxed , can sleep properly! Well recommended always there to help ,excellent customer service, professional and reliable. Reviewed on: 6th June 2025

easy and helpful in making a difference on getting r...

5
easy and helpful in making a difference on getting rid of my debt at a manageable pace Reviewed on: 6th June 2025

Very helpful in a very difficult time.

5
Very helpful in a very difficult time. Reviewed on: 6th June 2025

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