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StepChange: Debt advice reviews

4.92
Based on 18,636 reviews, last reviewed 18th Jun 2026
188150% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I felt a bit daunted and embarassed, so kept putting... I felt a bit daunted and embarassed, so kept putting off ringing Stepchange. But I finally did it, and I really wish I had done it sooner. The person... Read more Reviewed on: 18th June 2026
Gilly G's avatar
Gilly G

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18636)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Ii could finally sleep.

5
I could finally sleep. At the time when I found out about step change I was going through really awful financial issues. They helped with an affordable pla. And I could stop worrying. Reviewed on: 23rd May 2025

Easy and Simple service

5
Easy and simple online self set up for DMP, quick and efficient at sorting it out with creditors and getting direct debit set up. Used online customer service chat and was easy and friendly service. Has helped ease the stress of debts and getting them all together Reviewed on: 23rd May 2025

Peace of mind

5
Really helpful when you are feeling overwhelmed and they help you to see a way through Reviewed on: 23rd May 2025

They are the best

5
From the first till now there was no complaint stepchange worker are the best alway support me Reviewed on: 23rd May 2025

Simply the best.

5
They were so helpful and non-judgmental they put our minds at ease. They also keep us up to dare on when our debts will be cleared. Reviewed on: 23rd May 2025

Excellent service

5
Very helpful, excellent service, life changing Reviewed on: 23rd May 2025

Such a relief

5
The process has been seamless and such a relief to finally get the help i had put off for so long. Reviewed on: 23rd May 2025

Can’t thank enough for helping me.

5
Can’t thank enough for helping me.Highly recommended ,very professional service. Reviewed on: 23rd May 2025

Find Customer Service very good, sympathetic, and un...

4
Find Customer Service very good, sympathetic, and understanding each time I do a budget review. They make sure that monthly payments to creditors are what I can afford, and reasonable. Reviewed on: 23rd May 2025

Excellent, reassuring help

5
I found the staff very empathetic and helpful at a time of great worry. Reviewed on: 23rd May 2025

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