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StepChange: Debt advice reviews

4.95
Based on 16,612 reviews, last reviewed 10th May 2026
91250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Advice - No Judgment! Although I was well over retirement age, I had continued to work in order to pay off my credit card debts. Unfortunately, I had to give up work comple... Read more Reviewed on: 10th May 2026
Grumpy Old Georgie's avatar
Grumpy Old Georgie

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16612)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

What a fantastic supportive efficient charity

5
I don't know what people would do without this charity. It has helped me reduce my overwhelming debts by liaising with all of my creditors and helping me make manageable monthly payments direct to stephchange to reduce my indebtedness. Reviewed on: 1st May 2024

Excellent service thank you they take time to help y...

5
Excellent service thank you they take time to help you if you have any problems Reviewed on: 1st May 2024

debit solution

5
They help me 100% with all my debts they taking all the stress of me because I did know what to do I suffer with mental health problems and I try to take my life but they step in and sorted all out for me so thank you stepchange so if you are in chrises with debts thees are your only solution they are Fantastic Reviewed on: 1st May 2024

Amazing, helpful company who helped me through diffi...

5
Amazing, helpful company who helped me through difficult times with my debt and I am grateful. Reviewed on: 1st May 2024

When I joined stepchange I had been in a debt manage...

5
When I joined stepchange I had been in a debt management plan with a different company and my debt wasn't coming down , as they was charging me so much and they was taking half of what I was paying in . Stepchange changed all that and I'm nearly debt free thanks to them . Without stepchange I might have done something stupid because I was at a very bad place in my mind , I wasn't sleeping and I was always worried bylift s would knock on my door . Reviewed on: 1st May 2024

GREAT SERVICE

5
Very helpful and knowledgeable team. Reviewed on: 1st May 2024

Life changer.

5
Life changer. Everyone you speak to is very helpful. Patient and understanding. Reviewed on: 1st May 2024

So supportive keep up the good eork

5
So supportive keep up the good eork Reviewed on: 1st May 2024

excellent

5
great very please with staff very helpful Reviewed on: 1st May 2024

Needed help...got help

5
Don't how they operate but took a big headache of my shoulders when I was paying out more than coming in at the start of covid.....due to lack of work my income fell and put me in a very dodgy spot ....it was all done in a matter of days ...if you feel you are losing it ....use it Reviewed on: 1st May 2024