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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1966 reviews)

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4.91

Based on 1,966 reviews, last reviewed 10th Feb 2026

126100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

The team are great! The team are great, I decided not to use their mortgage advisers for personal reasons but they were very very helpful with home reports and great advi... Read more Reviewed on: 10th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1966)

Review of the Tembo Money, Lifetime ISA:

Best rates

Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Great rates, clear user friendly app.

Great interest rates, user friendly & well designed app. Clear information on the app. Reviewed on: 6th February 2026

Tembo is a great savings service.

Tembo is a great service for saving towards your goals whether it's a house or just general savings. They offer various methods to do so and the interest rates are always above the competition. The app is also really easy to use. Reviewed on: 6th February 2026

The Best for Lifetime ISAs

Very easy to use and accessible accounts with competitive interest rates. The lifetime ISA Tembo provides was the primary reason I'd made an account, and this has certainly not disappointed me. Even following from making that ISA I created a cash ISA with them as an extra savings account. I just love how simple it is to open accounts and manage money from all of them. Reviewed on: 6th February 2026

Using Tembo to buy a house for the first time.

Using Tembo to buy a house for the first time. Haven’t used most of the services they offer but so far it has been a good experience. The app is a bit buggy but okay overall Reviewed on: 6th February 2026

Tembo - excellent LISA provider

I opened an account with Tembo and not only was my LISA transfer seamless, but I feel very satisfied that their cash LISA rate is so competitive. The extra rewards that can be earned through referrals are a wonderful bonus too. Reviewed on: 5th February 2026

Tembo is a great experience

A great interest rate on my savings made me choose Tembo but the in app experience is fabulous Reviewed on: 5th February 2026

Excellent response times to a issue I had

Needed help when I couldn’t set up my account due to incorrect details with my HMRC, your team were really quick and helpful to show me how to identify this. Reviewed on: 5th February 2026

Supportive platform

All the information tembo provides is really helpful for someone that has little financial education. The platform has enabled me to save and buy my first home Reviewed on: 5th February 2026

I've only switched my Lifetime ISA to Tembo, but so...

I've only switched my Lifetime ISA to Tembo, but so far so good and I'll definitely recommend it to my friends and colleagues who are of course eligible for LISA, if not they can also use an ISA account. Having switched both to Tembo I can already see benefits. If only I found out about Tembo much much earlier. I made the right choice so should you and don't delay switch to Tembo as early as, today! Reviewed on: 5th February 2026

An all- rounder, 10/10 would recommend

Tembo supported me in saving for my first home and gave great interest rates at the time. The mortgage calculator and bitesize blog posts were all so helpful in giving me the information I needed to buy confidently. It’s such a great, user friendly app and whenever I have dealt with the team they have always been very responsive and helpful! I loved it so much I chose to open an easy access ISA after buying my first home to continue to support me Reviewed on: 5th February 2026

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