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Tesco Bank: Car insurance reviews

2.48
Based on 527 reviews, last reviewed 23rd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025
Liv W 's avatar
Liv W

Latest lowest rating:

1

Complete and utter joke - do not insure your car wit... Complete and utter joke - do not insure your car with them. Had a brick through the back windscreen last night. I tell them and they say my car is a c... Read more Reviewed on: 23rd November 2025
Alex Clark's avatar
Alex Clark

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (527)

Good communication and fair black box

4
I had tesco bank box for my first year of insurance, they were always very fair, communicated well and offered a good price. Reviewed on: 9th September 2022

Scammers

1
I have cancelled my car insurance with them because I have brought a new car and at first they told me that there is 300£ outstanding payment that I have to pay it, it was all good after 2 weeks a recive a letter be post and it says 500£. They're the worst. Reviewed on: 9th September 2022

Every litte help helps but Tesco doesn't!

1
After accident car written off. Tesco wrote cancelling insurance. I had cover for approx 2 months. I paid for 12 months. Tesco say they will not insure me in future. Because they cancelled all cover I am not covered when I test drive replacement vehicle. I had driving of other cars third part only on my policy. DONT INSURE WITH TESCO Reviewed on: 2nd September 2022

Brilliant insurer

5
Tesco bank have been the best car insurance company i have dealt with in my ten years of driving. Someone crashed into my car and denied responsibility, Tesco repaired my car, provided a courtesy car, replaced my child's car seat and kept my no claims intact all in a timely manner. I would highly recommend them Reviewed on: 1st September 2022

Fraudulent declarations

1
My husband car was hit and written off whilst parked by an uninsured driver. Police were involved and driver was arrested at the scene. Tesco have been dragging their heels saying they need more information to claim the money back from the third party. Received renewal in the meanwhile and the claim is down as husband hit third party and is at fault. Asked them to correct it to unoccupied vehicle and none fault to be told ‘we can put whatever we want’ t&cs state that if any information is found to be incorrect it can invalidate the insurance. Yet they refuse to correct an error therefore the insurance would be invalid. Reviewed on: 26th August 2022

Cancellation

1
Tesco car insurance is one of the worst insurance as they cancelled my policy with no sensible reason please people out there don't buy policy out with this insurance company as they just Rob you then they cancel it so disappointed with them ROBBERS ROBBERS ROBBERS Reviewed on: 15th August 2022

Great reliable service

5
I've had Tesco car insurance for a few years now. They're price is great and when we skidded on black ice a few years back they sorted the car quickly Reviewed on: 14th August 2022

Amazing

5
Very good service would recommend to everyone Reviewed on: 13th August 2022

Would not recommend

2
Tried to charge me double the price of other companies on my renewal even though I was already with them and then claimed it was becuase I had an accident which never happened Reviewed on: 13th August 2022

Easy insurance

5
Loved how easy it was to set up my car insurance and great value for money! Reviewed on: 12th August 2022

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