Smart Money People Logo

Tesco Bank: Car Insurance reviews

2.36
Based on 510 reviews, last reviewed 21st Feb 2025
100% decrease in 5 star reviews
in the past 90 days
30% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

5

Car stolen away from home, staff great, information... Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion bu... Read more Reviewed on: 26th October 2024
K P 's avatar
K P

Latest lowest rating:

1

Avoid Tesco Car Insurance Terrible Experience! Avoid Tesco Car Insurance – Terrible Experience! We had our car stolen in September 2025 and went through one of the most frustrating and stressful e... Read more Reviewed on: 21st February 2025
Vanessa B's avatar
Vanessa B

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you want easy access to a simple website in order to manage your policy whenever suits you best? Find out what Tesco Bank customers have to say about its online systems by reading our Tesco Bank car insurance reviews. Perhaps you want protection against uninsured drivers or extra cover for your in-car entertainment. Whatever your needs, check out the reviews on Smart Money People to see how well Tesco Bank has been rated by its customers.

Have you had a car insurance policy with Tesco Bank? Consider leaving a Tesco Bank car insurance review on Smart Money People to help other drivers just like you. Did you use the Tesco Clubcard discount, and if so, did you see a notable difference in price? How did you find the customer service support? Whether your experience is good or bad, share it with our Smart Money People community. Together, we can increase trust and transparency in financial services.

Review Tesco Bank: Car Insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Tesco Bank Car Insurance reviews (510)

Car Insurance

4
Great price, very flexible on payments and good customer service. Reviewed on: 25th October 2016

Terrible: ended up with IN10

1
Very disappointed. Tried emailing in no claims bonus.. Tescos had no email address that worked had to send no claims by post (Twice) which apparently they eventually received a day late so cancelled my insurance and did not inform me. They did however manage to take my payment. No surprise there! Long story short ended up with a IN10 after driving for 2 weeks unknowingly uninsured. Always been a honest working person last thing I expected was to be pulled in the back of a police car with my little boy.... Be careful!! Lesson learnt here!! Reviewed on: 15th October 2016

rip off

1
Just changed cars, told Tesco wanted stupid amount of money to carry the insurance on, so asked to cancel and its just cost me £70 to cancel, daylight robbery Reviewed on: 13th October 2016

Monet grabbers

1
Got my renewal notice and at the time i was getting rid of the car, i explained that i no longer had the car so did not want to renew. Got charged £40 cancellation fee for stopping the insurance 10 days before end date. Will not use Tesco insurance again for car, house are pet insurance Reviewed on: 9th October 2016

Stupit and idiot customer service

1
Got two months difference in license passing date by mistake and intead of solving it the man on on fone which is the biggest idiot i in the world cancelled and bloced only cz i have asked him to send me everything in writing horrivlble accent and a big idot Reviewed on: 7th October 2016

The Worst Third Party Cover Policy in the world!!!

1
Liability to 3rd party. Check it out they do not cover you for driving a uninsured car along with some other geographical restrictions. This is typically worded so the average Jo would not realise. Now my wife's car insurance lapsed during the time my father passed since then a car bumped into me while driving her car. Tesco said we are not liable please check our policy booklet. Now since then my wife is now with Sheila's Wheels and if you are over 25years old they cover you as long as the car is MOT'ed and Taxed. Stay away from Tesco. Reviewed on: 28th September 2016

Rip off! Avoid like the plague

1
Disgusted with Tesco Car Insurance. I move to a nicer area, have a driveway now instead of parking on street, few years no claims behind me... somehow this bumps my monthly payments up to 150% of what they were. So I complain, they invite me to cancel the policy and they'll waive the fee. I get a quote for half the price with better cover from Hastings. Go to cancel with Tesco and they say "That'll be £100+ please" - Hang on, what was that about the waived cancellation fee?! Well, it's obviously a not-a-cancellation-fee-but-is-a-fee-for-cancelling-which-is-totally-different. Terrible service and I certainly won't be considering them for any insurance in future. Reviewed on: 27th September 2016

It's Cheap but not the best

1
I got a quote for my car a through comparison site and TB turned out to be cheapest. I called them and bought it and later I realised that info in documents they sent is not correct (mismatch between what I originally filled in comparison site application and documents that TB has sent). I called them to correct it and to my shock they said my premium has gone up and I ended up paying that difference. What's the point of offering cheap premiums first and charging customers later. they should make sure their systems are in sync with comparison sites. Reviewed on: 27th September 2016

Cheapest insurance I could find

5
When looking for insurance for my car Tesco was very helpful and cheap considering I was 17 Reviewed on: 27th September 2016

Customer Service Exceptional

5
I renewed my car insurance this year with Tesco Bank for the second year running, not only were they the cheapest on the comparison sites, the gentleman i spoke to was so helpful and polite. He did his upmost to get the quote as cheap as possible for me and was really friendly and made it a really positive experience. So much so i recommended them to my husband for his own car and he renewed with them also via telephone and spoke to another customer service rep who again was faultless, friendly, helpful and polite. Reviewed on: 25th September 2016

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Tesco Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products