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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 324 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (324)

Review of the Tesco Bank, Clubcard credit cards:

Tesco rewards partner Hotel.com

1
Used a Tesco Voucher to book a hotel through Hotel.com. Due to a technical issue with Hotel.com I was overcharged. Hotel.com didnt want to know neither did Tesco. Expected some support from Tesco but they just simply didnt want to know and said it wasnt their problem. Reviewed on: 24th March 2025

Considerate and supportive

5
Great value and incredibly considerate and supportive when in times of need. Reviewed on: 14th June 2021

Super helpful staff

5
The staff are always super helpful when you phone, plus I got a long intro offer. Reviewed on: 13th April 2021

Knowledgeable helpful informative

5
Always found my interactions with this credit card company as a real pleasure. Excellent and honest opinions. Reviewed on: 7th April 2021

Very pleased!

5
A very good card and I recommend it with confidence Reviewed on: 24th February 2021

Save money with points

4
I really love Tesco credit card rewards as I get more clubcard point if use the card for monthly expense like travelcards. I’m not keen on the new bright blue design but hopefully they’ll change it in a couple of years. Reviewed on: 17th February 2021

Great

5
Easy - great app and you earn points as you spend Reviewed on: 15th February 2021

Great card & deals

4
The card has really long balance transfer 0% deals. It also has a very user friendly app Reviewed on: 11th July 2020

Money for Nothing

5
I use my card to pay for everything especially when shopping at Tesco(even more points). I pay it off every month so no charges then use the points to buy RAC cover every year for the family. Reviewed on: 11th July 2020

Great interest free period

5
I have had no issues with my tesco credit card. They offer great interest-free periods and it's good to have as a backup! The club card points you earn are an added bonus. Reviewed on: 8th July 2020

sneaky charges

2
Hello, just a honest review of tesco bank about 2 years ago i signed up for a credit card and even though i pay the balance off in full i still get charged interest despite the balance being 0 every month after paying it off. Reviewed on: 7th July 2020

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