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Tesco Bank: Clubcard credit cards reviews

3.98
Based on 325 reviews, last reviewed 19th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
22%
See only 3 star reviews
10%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (325)

Review of the Tesco Bank, Clubcard credit cards:

Tried to open a new account unsuccessful but not to...

3
Tried to open a new account unsuccessful but not to disappointed Reviewed on: 26th February 2025

Every Little Does Help

5
Had a Tesco credit card for years and always felt very valued. Able to collect loads of points in store and anywhere when buying. Great to have some rewards when shopping! Reviewed on: 24th December 2016

Credit card

4
Have used this for 5+years, MasterCard is accepted in many place I visit & have had no issue. Bill paid off by Direct Debt each month Reviewed on: 24th December 2016

Good For Points

3
I like the fact that I can collect Clubcard points with my spending on my card no matter where I am but my card doesn't really offer me any other incentive/reward for staying with them. Reviewed on: 24th December 2016

Great creditcard

5
I like the credit card. Interest free on purchases for 22 months is great! I also really like the app and would recommend this to other people. Reviewed on: 21st December 2016

Great collecting clubcard points

5
clubcard points are great as I use the points for savings on family holidays Reviewed on: 19th December 2016

Better than most banks

5
I use Tesco credit card and it's very good. It gives longer 0% interest free time than most banks. Reviewed on: 19th December 2016

Love it

5
I love my tesco clubcard credit card as i gain loads of clubcard points whilst i spend on it, so its great Reviewed on: 19th December 2016

Got a good deal

4
I use the Tesco clubcard and they are fine, had a good deal with interest free Reviewed on: 16th December 2016

Clubcard points bonuses

4
I like using the Tesco credit card for the extra club card points I gain when shopping Reviewed on: 15th December 2016

Fine

4
I use a Tesco CC and it's fine. I pay off monthly, so never have any issues or concerns about APR etc. Reviewed on: 13th December 2016

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