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Tesco Bank: Clubcard Credit Card reviews

3.98
Based on 317 reviews, last reviewed 15th Jun 2025
500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

4

Tesco is hard to beat Never any problems, not a bad word to say Reviewed on: 13th June 2025
John's avatar
John

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

Tesco Bank Clubcard Credit Card reviews (317)

Review of the Tesco Bank, Clubcard Credit Card:

The worst credit card company I have ever used, they...

1
The worst credit card company I have ever used, they call themselves a digital bank yet their app is a decade behind every other bank. Their customer service advisors are the worst you can deal with, so rude to the point your shocked at how they speak to you. If you ring more than once youl be advised different answers from different advisors and keep an eye on the interest they charge as they like to charge it when its not actually owed and its always oh sorry its a mistake. Extremely poor will never use again Reviewed on: 19th January 2024

Card payments

1
Tesco keep sending letters saying I have defaulted on my payments when my balance is in credit they Reviewed on: 21st August 2023

Nice credit card with clubcard points.

5
A useful credit card for spending and balance transfers. Reviewed on: 14th July 2023

Good product with an easy to use app

5
Easy for all to use, a good product that is rewarding too Reviewed on: 13th July 2023

Simple

5
Easy app to use. Friendly customer service Reviewed on: 15th June 2023

Highly recommended!!

5
With the Tesco Bank credit card, I enjoy convenience, rewards, and flexibility tailored to my shopping needs. It's the perfect choice for me as a frequent Tesco shopper. I love earning cashback rewards, benefiting from competitive interest rates, and managing my account online with ease. Tesco Bank credit card simplifies my shopping experience and rewards my loyalty every time I use it. Reviewed on: 11th June 2023

Easy to use app

5
Tesco app easily lets you see how much you’ve spent on the app. Easy to pay off yours credit card directly through bank. App is easy to navigate and use. Reviewed on: 3rd June 2023

Highly recommended Tesco

5
Happy with Tesco credit card so convenient and easy to apply and use get points when you use it for shopping and buying on line highly recommended Reviewed on: 2nd June 2023

Perfectly helpfully

5
Credit card helpfully spend money for products Reviewed on: 31st May 2023

Understanding and reasonable

5
They are a lot easier to deal with than other credit cards, you get to talk to a real person. Reviewed on: 31st May 2023

Disgraceful

1
What can I say absolutely disgraceful company, got a 0% transfer balance card had it for around 12 months paid every payment early!!! one month never got my bill reminder off tesco app so was a few days late on which I paid double payment and what do you know they cancelled my 0% interest????? in this current financial crisis I was late as there system never sent me my statement! no common sense they never admited there statement never got sent also never informed me via there app or email but sent letters that took 2 weeks to get to me for the extra interest,, prior to that I paid every payment early for all the other months, i just transferred my balance to another provider and got a better deal, also i went to cancel my card but had to print a form off there site fill it in then scan it and email it to them on which 3 days gone but no reply?? I have had cards i have had in the past were i have simply cancelled on the app and within a day its all done it does show how backward this organisation is, tesco bank are not a good organisation and there is a lot better out there i would say they are very underhanded in the way they do things. Be careful with them. Reviewed on: 11th May 2023

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