Smart Money People Logo

Tesco Bank: Home insurance reviews

2.65
Based on 119 reviews, last reviewed 24th Feb 2026
50% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
13%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
48%

Latest highest rating:

5

Extremely straight forward sign up and staff were in... Extremely straight forward sign up and staff were incredible. Reviewed on: 22nd January 2026
Ross's avatar
Ross

Latest lowest rating:

1

Tesco home insurance what a Joke!! Returned home from two week holiday to find water damage in lounge ceiling above window. We contacted Tesco insurance and they asked us how do we thin... Read more Reviewed on: 24th February 2026
Dave W's avatar
Dave W

About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Home insurance reviews (119)

Review of the Tesco Bank, Home insurance:

VERy GOOD

4
I found It very good. that people will find it very good to join. Reviewed on: 30th November 2018

Great service and real value for money

5
Have used Tesco for a few yrs now, fortunately I have not had the need to claim. However when renewal time comes along they send me a letter, and this time I had to make some alterations, and the call centre answered really quickly, and the advisor was extremely helpful and friendly. Reviewed on: 5th July 2017

Great

4
Easy to setup and a great price. Reviewed on: 4th July 2017

Good renewal price

4
As it's my first renewal for home insurance I thought I might have to play the renewal price game, but Tesco gave me a fair renewal price in line with any other company, and the renewal was painless. I've knocked a point off as last year's payment credit card had expired, and I have to call to update to a new one as opposed to just entering online which is mildly annoying. Reviewed on: 27th June 2017

Fantastic service

5
Trustworthy company. Brilliant customer service and good prices. Highly recommended. Reviewed on: 11th June 2017

Affordable and easy to set up

5
Setting up my home insurance with Tesco was simple and quick for such an affordable price. I will definitely continue to use them. Reviewed on: 31st May 2017

TV accident.

5
I had an accident with my tv and it was sorted out by Tesco and I got a replacement within 2 weeks Reviewed on: 11th October 2016

Perfect service when needed after accident

5
Only ever needed to claim once in thirty plus years of insurance Due to an accident in the house they were great on the phone Organised claims assessors to visit and payment was very quick Reviewed on: 6th September 2016

UKs only Customer Service

5
The service from the tesco team had been faultless on every single occassions Reviewed on: 22nd August 2016

Great Customer Service

5
Phoned up to add on to existing policy and they did it and didn't charge me any extra for it, a big bonus it that it is a UK call centre. Reviewed on: 17th August 2016

Tesco are the best

5
It was quick and easy to get house insurance. I just signed up online and got a quote which I saved. I decided to take out the insurance the next day as the quote was very competitive. Reviewed on: 12th August 2016

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Tesco Bank?

  • Life Insurance

    from Tesco Bank 4.40 from 2 reviews
    Tesco Bank
  • Current Account

    from Tesco Bank 4.35 from 67 reviews
    Tesco Bank
  • Clubcard credit cards

    from Tesco Bank 3.98 from 325 reviews
    Tesco Bank
    View all products