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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (2240 reviews)

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4.95

Based on 2,240 reviews, last reviewed 2nd Mar 2026

107800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Website very easy to use Website very easy to use and rates of interest are good Reviewed on: 2nd March 2026

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2240)

Review of the Trading 212, Cash ISA:

Easy to use and user friendly.

Easy to use and user friendly. Great tool for amateurs to investing. Reviewed on: 15th April 2025

Easy Use

Easy creation and without effort Reviewed on: 2nd February 2026

App is easy and insightful.

App is easy and insightful. Customer experience was excellent when i need to use them Reviewed on: 2nd February 2026

Don’t be scared

I really enjoy this , but would recommend anyone new joining to do the virtual free money for three months before going live . I did recommend someone and he’s forever asking me bloody questions. Start small at first and please read the comments in chat but don’t heed them . Please please please do your own research about any company youre buying into ….and don’t be scared to take profits, after all …that’s what we are here for ..happy investing Reviewed on: 2nd February 2026

My ISA Always willing and helpful when contacted.

Always willing and helpful when contacted. Keeps me updated with any changes to my account. Reviewed on: 2nd February 2026

Professional , trusted banking.

Easy to open and account and transfer previous CASH ISA in. Account is Easy to access on the app and is clear to see (unlike some other banking apps.Good communication from Trading 212. I have complete confidence in my money with Trading 212. Reviewed on: 2nd February 2026

I've tried the rest and T212 is the best!

I've tried the rest and T212 is the best! Reviewed on: 2nd February 2026

So easy to navigate.

So easy to navigate. Very prompt transactions Reviewed on: 2nd February 2026

Moving to new provider

My rate has gone down rapidly looking at moving to another provider. Reviewed on: 2nd February 2026

Reply from Trading 212 Thank you for sharing your feedback. Our Cash ISA interest rate tracks the Bank of England’s base rate to ensure we stay aligned with the market and offer a fair return on your savings. The rate is set at the Bank of England’s (BoE) base rate minus 0.15% (variable tracker rate). Any changes to the base rate are reflected in your rate accordingly. Since the recent changes, the BoE base rate is now 3.75%, which is why our Cash ISA interest rate is 3.60% AER. Nonetheless, we appreciate your feedback and will keep it in mind as we continue to look for ways to improve our services. If there’s anything else we can do to improve your experience, please let us know. Response date: 16th February 2026

Open cash ISA very simple to do and have watched my...

Open cash ISA very simple to do and have watched my money grow daily Reviewed on: 2nd February 2026

Great App & good interest rates.

Great App & good interest rates. Reviewed on: 2nd February 2026

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