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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19912)

Review of the Vanquis, Credit builder credit card:

Have always been flexible and fair to deal with.

Have always been flexible and fair to deal with. Providing support when needed and open to amending my credit limit responsibly Reviewed on: 3rd May 2024

Excellent card facilities (app) good communications

Excellent card facilities (app) good communications Reviewed on: 13th July 2025

Great Balance Transfer

Was not too sure about applying but have no regrets and the application was a breeze. The features of balance transfer was conducted with ease and has assisted me in enabling to control my accounts more carefully. Have no hesitation in using this given 18months of zero interest which is excellent. Would recommend it. Reviewed on: 13th July 2025

VERY HELPFUL

Good.Helpful when you need financial help Reviewed on: 13th July 2025

They should start cashback or point system

They should start cashback or point system Reviewed on: 13th July 2025

Great service!!

This is the best credit building credit card provider by far, really pleased, where I was 18months ago and where I am now is unbelievable and all thanks to vanquis. Reviewed on: 13th July 2025

I have experienced very few, or no, problems when us...

I have experienced very few, or no, problems when using my card based on how carefully I have been using it thus far. Reviewed on: 13th July 2025

I have been with Vanquish for quite a few years now.

I have been with Vanquish for quite a few years now. And, I would say that they are excellent all round. Reviewed on: 13th July 2025

High interest rate very not worth it

High interest rate very not worth it Reviewed on: 13th July 2025

Easy to use App

I find it easy and convenient to use and I use the app which makes it so easy to keep track of your spending and payments. Reviewed on: 13th July 2025

Good company

I have had no problems with Vanquis, the only thing I don’t like as on the app it always states minimum payment received even when you have pay way more than asked for. Reviewed on: 13th July 2025

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