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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

revealed to all my friends that car credit persimmon.

revealed to all my friends that car credit persimmons are Fanatics of Solving financial life. Reviewed on: 3rd May 2024

Always are helpful and happy to help when needed .

Always are helpful and happy to help when needed . The app is easy and quick to use whenever you need to . Reviewed on: 3rd May 2024

Quick resets and rewards.

During my active period of having an account open with vanquis. I have noticed that the payments days do not take long to leave and restart my credit limit. i think it could be quicker but its fine. i like how vanquis keeps and eye on what your spending and how well payments are returned as vanquis rewards you with gifts like a increase or once because of regular payments they gave me £50.00 more of these would be lovely haha. Reviewed on: 3rd May 2024

Vanquis app easy and the rates are easy!

Vanquis is on of my favourite cards to use, app is easy, rates are good! Reviewed on: 3rd May 2024

Credit score

I think Vanquis is very good since I’ve not got the greatest credit score but they still gave me a credit card Reviewed on: 3rd May 2024

This card helped me bring my credit score back on li...

This card helped me bring my credit score back on line and they do not automatically increase your limit, they ask first. Always clear to read and understand their statements too. Reviewed on: 3rd May 2024

I have been with Vanquis for over a year now and hav...

I have been with Vanquis for over a year now and have found that the care they give to customers is excellent.They do not let you get into unwanted debt as they start your credit limit at a lower amount and monitor how you use your card before they will offer you an increase so that your not over stretching yourself.Its nice to have access to a little bit of credit incase of emergencies or you see that bargain you wouldnt be able to buy without a bit of credit. Reviewed on: 3rd May 2024

Powerful financial tool!

My Vanquis card is probably the most powerful financial tool in my wallet. It provides economic buying power, that is both convenient and flexible. Couldn't imagine life without it! Reviewed on: 3rd May 2024

Life improvement

I am a long standing customer who has been able to use Vanquis over many years for the improvement of my life style. Any requests or queries being felt with in a speedy and professional manner. Reviewed on: 3rd May 2024

Over 10 years

It is good to have a credit card as long you keep with regular payments in full Reviewed on: 3rd May 2024

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