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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great card and good for building your credit rating

5
Great card and good for building your credit rating Reviewed on: 2nd May 2024

I was provided with a credit card with minimal fuss,...

5
I was provided with a credit card with minimal fuss, when there were other banks which did not provide me , I managed to up my credit score with this. Reviewed on: 2nd May 2024

Helped get my credit rating back on track.

5
Helped get my credit rating back on track. Reviewed on: 2nd May 2024

Amazing service

5
Great service, fast arrival, amazing easy app. Reviewed on: 2nd May 2024

Thank you to Vanquis Credit Building Credit Card for...

5
Thank you to Vanquis Credit Building Credit Card for helping me manage my finances. I feel safe, App Vanquis is very easy and gives me a lot of opportunities. I've been with Vanquis for three years now Reviewed on: 2nd May 2024

Always helpful and quick to respond.

5
Always helpful and quick to respond. The app is easy to use and has been instrumental in helping me budget. Reviewed on: 2nd May 2024

Very good customer services and credit card

5
Very good customer services and credit card Reviewed on: 2nd May 2024

Very easy set up, staff were very helpful

5
Very easy set up, staff were very helpful Reviewed on: 2nd May 2024

Simply no problems !

4
Simply no problems !!!! Good interest rate....good communication Reviewed on: 2nd May 2024

Good card but quite expensive for charges.

4
Good card but quite expensive for charges. It gave me a good credit limit to start and has been constant in ease of use. The app is very easy to use and gives a lot of information about the account. Reviewed on: 2nd May 2024

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