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Vanquis : Credit builder credit card reviews

4.73
Based on 28,665 reviews, last reviewed 27th Jun 2026
396750% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Over 10years with Vanquis, great service. Been with Vanquis over 10 years, always handy, great human customer services, good cashback offers and now with some fantastic free to enter prize dra... Read more Reviewed on: 27th June 2026
Frankie B's avatar
Frankie B

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28666)

Haven’t had a credit increase in years

3
Haven’t had a credit increase in years Reviewed on: 17th April 2025

Best excellent customer service I have had in a long...

5
Best excellent customer service I have had in a long while Reviewed on: 17th April 2025

excellent, good, suitable for this card

5
excellent, good, suitable for this card Reviewed on: 17th April 2025

Prompt and efficient payment process

5
Prompt and efficient payment process Reviewed on: 17th April 2025

Good all round service and product

5
I have always found Vanquis to be both responsible lenders and to reward for being a sensible borrower. Their app is excellent and they do provide prompt security alerts and respond to queries quickly and efficiently. All in all a very good service and a good product. Reviewed on: 17th April 2025

Perfect start.

5
It's very good credit card. I recommend this card for begginers. Reviewed on: 17th April 2025

Service excellence

5
I have had an excellent service and they are always available if you need any help. I have never had any issues with them and advise anyone looking for a credit card to use Vanquis. Reviewed on: 17th April 2025

Very easy to use upto date information

5
Very easy to use upto date information Reviewed on: 17th April 2025

Vanquis was a really good and they started my credit...

4
Vanquis was a really good and they started my credit rating going in the right direction,which I give them 10 out 10 but , for some unowned reasons they have put my interest rates up to 41% variable interest rate which is really bad when I've never missed a payment and always paid more than the minimum amount every month, and my credit rating is in really good shape, so when I received the letter telling me I decided to pay off the card and only use that one in an emergency, which is a shame .but if it wasn't for that sharp rise in interest rate , then I would be using the card quite often. Reviewed on: 17th April 2025

Go Vanquis

5
Good company to deal with easy to understand Reviewed on: 17th April 2025

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